2321 Flora St, Cincinnati, OH 45219 Property Records

Hamilton County property record for 2321 Flora St, Cincinnati, OH 45219

Property Summary

Property Type	Multi-Family Dwellings
Details	2 bd · 3 ba · 2,867 sqft · built 1906
Lot Size	0.086 acres (3,746 sqft)
Owner	Individual Name on Record
Last Sale	$90,000 (May 2021)
Tax Bill	$4,758 (2025)
Deeds & Mortgages	Jul 2021 Construction Loan Sep 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`100-0001-0330-00`

Property Details

APN / Parcel Number

Primary APN	`100-0001-0330-00`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Units	2 Units
Stories	3 Stories
Building Area	2,867 sqft Living Area
Gross Area	3,949 sqft
1st Floor Area	1,082 sqft
2nd Floor Area	1,785 sqft
Basement Area	1,082 sqft

Exterior

Year Built	Built 1906
Effective Year Built	Effective 1906
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Asphalt
Lot Area	3,746 sqft (0.086 acres)
Lot Dimensions	125 ft deep x 30 ft wide
Porch	Porch
Porch Area	75 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	2321 FLORA ST
City	CINCINNATI
State	OH
Zip	45219-1221
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	SF2
Legal Description	2321 FLORA ST 30 X 125 FDE WADES EST-WS FLORA 187.90 N OF WARNER LOT 4
Legal Subdivision	FDE WADES EST
Legal Lot Number	4
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	3
Census Block	3006
Census Tract	2600

Owner

Source: Hamilton County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	573 BERDALE LN, CINCINNATI, OH 45244-1003
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2021	Deed of Trust, Mortgage · Construction Mortgage CENTERBANK
Sep 29, 2022	Warranty Deed, Transfer · Conventional Mortgage CINCINNATI FSLA
May 11, 2021	Warranty Deed, Transfer
May 21, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 21, 2021 · Amount on Record
Deed Sale	May 21, 2021 · Amount on Record
Prior Sale	May 11, 2021 · Amount on Record
Deed Document Number	202163201
Deed Book / Page	14423 / 102
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	2321 FLORA ST, CINCINNATI, OH 45219-1221
Transaction Type	Mortgage
Record Updated	Apr 10, 2026
Title Company	TECHNE TITLE AGENCY INC, TECHNETITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	573 BERDALE LN, CINCINNATI, OH 45244-1003

Mortgage

Document Number	0000080661
Date	Jul 2, 2021
Book Page	14451/446
Instrument	2021-0080661

Lender

Name	CENTERBANK
Type	Bank
Address	MILFORD, OH 45150

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	11 Months
Due	Jun 29, 2022

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Sep 29, 2022
Property Address	2321 FLORA ST, CINCINNATI, OH 45219-1221
Document Number	0000092212
Book / Page	14762 / 217
Instrument Date	Sep 14, 2022
Instrument	2022-0092212
Transaction Type	Transfer
Record Updated	Apr 10, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	573 BARNSIDE LN, CINCINNATI, OH 45233

Mortgage

Document Number	0000092213
Date	Sep 29, 2022
Instrument	2022-0092213

Lender

Name	CINCINNATI FSLA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	May 11, 2021
Property Address	2321 FLORA ST, CINCINNATI, OH 45219-1221
Document Number	0000058550
Book / Page	14415 / 2725
Instrument Date	Apr 30, 2021
Instrument	2021-0058550
Transaction Type	Transfer
Record Updated	Jun 23, 2021

Transaction

Amount	Amount Recorded
Tax	$225.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 176656, COVINGTON, KY 41017-6656
Investor	Possibly a Property Investor

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	May 21, 2021
Property Address	2321 FLORA ST, CINCINNATI, OH 45219-1221
Document Number	0000063201
Book / Page	14423 / 102
Instrument Date	Apr 30, 2021
Instrument	2021-0063201
Transaction Type	Transfer
Record Updated	Jun 23, 2021

Transaction

Amount	Amount Recorded
Tax	$270.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	573 BERDALE LN, CINCINNATI, OH 45244-1003

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,758.00 (+1.86%)	$72,458 (+%) Land $17,672 Building $54,786	$207,020 (-) Land $50,490 Building $156,530
2024	$4,671.00 (-1.35%)	$72,456 (-) Land $17,671 Building $54,785
2023	$4,735.00 (+22%)	$72,456 (+40.61%) Land $17,671 Building $54,785	$207,020 (+40.61%) Land $50,490 Building $156,530
2022	$3,881.00	$51,531 Land $6,717 Building $44,814
2020			$147,230 Land $19,190 Building $128,040

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,277 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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