12080 W STATE ROUTE 105, OAK HARBOR, OH 43449-9094
January 2026: Warranty Deed, Transfer
Document Type
Warranty Deed
Jurisdiction
OTTAWA OH
Recording Date
Jan 20, 2026
Property Address
2321 E STATE RD, PORT CLINTON, OH 43452-2530
Document Number
0000000320
Book / Page
2066 / 892
Instrument Date
Jan 16, 2026
Instrument
202600000320
Transaction Type
Transfer
Record Updated
Feb 2, 2026
Title Company
HARTUNG TITLE ORDER
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$0.00
Amount Accuracy
Rounded by County
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
12080 W STATE ROUTE 105, OAK HARBOR, OH 43449-9094
Mortgage
Document Number
0000000321
Date
Jan 20, 2026
Book Page
2066/895
Instrument
202600000321
Lender
Name
GENOA BANKING CO
Type
Bank
Address
GENOA, OH 43430
Agreement
Type
Commercial Mortgage
Amount
Amount on Record
January 2024: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
OTTAWA OH
Property Address
2321 E STATE RD, PORT CLINTON, OH 43452-2530
Transaction Type
Mortgage
Record Updated
Feb 8, 2024
Title Company
HARTUNG TITLE
Transferred To (Grantee/Buyer)
Name
Verified Name
Mortgage
Document Number
0000000539
Date
Jan 30, 2024
Book Page
1976/765
Instrument
202400000539
Lender
Name
GENOA BANKING CO
Type
Bank
Address
GENOA, OH 43430
Agreement
Amount
Amount on Record
May 2023: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
OTTAWA OH
Property Address
2321 E STATE RD, PORT CLINTON, OH 43452-2530
Transaction Type
Mortgage
Record Updated
Jun 1, 2023
Transferred To (Grantee/Buyer)
Name
Verified Name
Mortgage
Document Number
0000002975
Date
May 12, 2023
Book Page
1946/651
Instrument
202300002975
Lender
Name
GENOA BANKING CO
Type
Bank
Address
GENOA, OH 43430
Agreement
Amount
Amount on Record
February 2023: Fiduciary Deed, Transfer
Document Type
Fiduciary Deed
Jurisdiction
OTTAWA OH
Recording Date
Feb 10, 2023
Property Address
2321 E STATE RD, PORT CLINTON, OH 43452-2530
Document Number
0000000865
Book / Page
1934 / 618
Instrument Date
Feb 9, 2023
Instrument
2023-000865
Transaction Type
Transfer
Record Updated
May 19, 2023
Title Company
HARTUNG TITLE
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$0.00
Amount Accuracy
Rounded by County
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
986 MADISON ST, PORT CLINTON, OH 43452-2421
Mortgage
Document Number
0000000679
Date
Feb 2, 2023
Book Page
1933/279
Instrument
2023-000679
Lender
Name
GENOA BANKING CO
Type
Bank
Address
GENOA, OH 43430
Agreement
Amount
Amount on Record
Tax Assessment & Valuation
The 2025 property tax bill for 2321 E State Rd was $1,557, down 45.5% from the year before.
Source: Ottawa County assessment roll, as of April 20, 2026
Property Jurisdictions
Type
Name
State
Ohio
County
Ottawa County
County Subdivision
Portage Township
Unified School District
Port Clinton City School District (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2025
$1,557.00 (-45.46%)
$40,586 (-)Land $40,586
2024
$2,855.00 (+66.38%)
$40,586 (+54.86%)Land $40,586
$115,960Land $115,960
2023
$1,716.00 (-0.98%)
$26,208 (-)Land $26,208
2022
$1,733.00
$26,208Land $26,208
2021
$74,880Land $74,880
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Flood
FEMA maps place 2321 E State Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective November 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Flood Insurance Cost
Premium on File median of 53 individual policies
Community Rating System
Class 9 (5% premium discount)
Nearby Flood Policies
56 units insured incl. 3 condo units
Nearby Flood Claims
4 (2015–2023)
Claims Outside the SFHA
2 of 4
Most Recent Claim
Aug 2023 · rainfall accumulation
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 2321 E State Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood
0.01% annual chance
Exposure
Indirect within ember reach
Adjoins Burnable Land
Yes
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
OTTAWA COUNTY REGIONAL WATER DISTRICT serves 20,428 people · EPA ID OH6205011
Water Source
Surface water
Last State Inspection
Sep 2025
Lead
Under 1 ppb (2023–2025) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Internet Providers
Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025
Provider
Max Down / Up (Mbps)
Spectrum Cable
1,000 / 1,000
Verizon Fixed Wireless
300 / 20
May also be available: Amplex Wireless, Frontier, Omni Fiber.