2321 E Luster Ln, Des Moines, IA 50320 Property Records

Polk County property record for 2321 E Luster Ln, Des Moines, IA 50320

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,354 sqft · built 2005
Lot Size	0.216 acres (9,428 sqft)
Owner	Individual Name on File
Last Sale	$290,000 (Jun 2025)
Tax Bill	$5,004 (2024)
Deeds & Mortgages	Jun 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7824-36-302-016`

Property Details

APN / Parcel Number

Primary APN	`7824-36-302-016`
Alternative APN	`120/02640-611-000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	4 Stories
Building Area	1,354 sqft Living Area
Gross Area	2,138 sqft
1st Floor Area	744 sqft
Upper Floors Area	610 sqft
Basement Area	384 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Architectural Style	Split Level
Exterior Material	Vinyl
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	9,428 sqft (0.216 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	20 sqft
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Street Address	2321 E LUSTER LN
City	DES MOINES
State	IA
Zip	50320-6428
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 HILLSBORO PLAT 3
Legal Subdivision	HILLSBORO PLAT 3
Legal Lot Number	1
Jurisdiction	POLK IA
Township / Civil Division	BLOOMFIELD
Census Block Group	3
Census Block	3011
Census Tract	10806

Owner

2321 E Luster Ln is owned and occupied by an individual who bought it in June 2025.

Source: Polk County records, as of October 15, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	2321 E LUSTER LN, DES MOINES, IA 50320-6428
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 20, 2025 · Amount on File
Deed Sale	Jun 20, 2025 · Amount on File
Prior Sale	Jun 22, 2023 · Amount on File
Deed Document Number	2025-00035563
Deed Book / Page	20179 / 904
Record Updated	Jun 7, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Jun 22, 2023
Property Address	2321 E LUSTER LN, DES MOINES, IA 50320-6428
Document Number	0000032164
Book / Page	19516 / 166
Instrument Date	Jun 21, 2023
Instrument	2023-00032164
Transaction Type	Transfer
Record Updated	Jul 4, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$415.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2321 E LUSTER LN # F, F, DES MOINES, IA 50320-6428

Mortgage

Document Number	0000032165
Date	Jun 22, 2023
Instrument	2023-00032165

Lender

Name	LINCOLN SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$247,400 Land $55,200 Building $192,200	$247,400 Land $55,200 Building $192,200
2024	$5,004.00
2023		$249,300 (+22.57%) Land $54,600 Building $194,700	$249,300 Land $54,600 Building $194,700
2022		$203,400 Land $45,300 Building $158,100
2021			$203,400 Land $45,300 Building $158,100
2020	$4,930.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2321 E Luster Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2321 E Luster Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, ICS Advanced Technologies, Metronet, Nextlink, Verizon.