2321 E Cortez Dr, Gilbert, AZ 85234 Property Records

Maricopa County property record for 2321 E Cortez Dr, Gilbert, AZ 85234

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,152 sqft · built 1994
Lot Size	0.378 acres (16,479 sqft)
Owner	Company Name on Record
Last Sale	$315,000 (Jan 2021)
Tax Bill	$2,428 (2025)
Deeds & Mortgages	Jan 2021 Sale & Mortgage Jan 2018 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`309-04-141`

Property Details

APN / Parcel Number

Primary APN	`309-04-141`

Interior

Full Baths	4 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,152 sqft Living Area
1st Floor Area	1,116 sqft
2nd Floor Area	1,036 sqft

Exterior

Year Built	Built 1994
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	16,479 sqft (0.378 acres)
Parking Spaces	3 Parking Spaces
Pool Area	450 sqft
Patio Area	250 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	2321 E CORTEZ DR
City	GILBERT
State	AZ
Zip	85234-3875
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-7
Legal Description	RUNAWAY BAY MCR 362-39
Legal Range	06E
Legal Township	01S
Legal Section	04
Legal Quarter	SE
Quarter-Quarter Section	SE
Legal Subdivision	RUNAWAY BAY
Legal Lot Number	50
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	3
Census Block	3010
Census Tract	422507

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Co-owner	2 Co-owners on Record
Mailing Address	2321 E CORTEZ DR, GILBERT, AZ 85234-3875
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2021	Warranty Deed, Transfer · Conventional Mortgage MINGUS CAP LLC
Jan 22, 2018	Warranty Deed, Transfer · FHA Mortgage HOMEOWNERS FINANCIAL GROUP USA LLC

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Jan 6, 2021 · Amount on Record
Deed Sale	Jan 6, 2021 · Amount on Record
Prior Sale	Jan 22, 2018
Deed Document Number	0000013499
Last Transfer Date	Jun 6, 2025
Transfer Doc	0000327673
Record Updated	Jun 8, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jan 6, 2021
Property Address	2321 E CORTEZ DR, GILBERT, AZ 85234-3875
Document Number	0000013499
Instrument Date	Jan 4, 2021
Instrument	13499
Transaction Type	Transfer
Record Updated	Jan 15, 2021
Title Company	EMPIRE W TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$315.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5016 E EVERGREEN ST MESA AZ 852055338, MESA, AZ 85205-5338

Mortgage

Document Number	13500
Date	Jan 6, 2021
Instrument	13500

Lender

Name	MINGUS CAP LLC
Address	GILBERT, AZ 85234

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jan 22, 2018
Property Address	2321 E CORTEZ DR, GILBERT, AZ 85234-3875
Document Number	0000049816
Map Reference	MB 362 PG 39
Instrument Date	Jan 17, 2018
Instrument	20180049816
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	PIONEER TITLE AGENCY INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2321 E CORTEZ DR, 2321, GILBERT, AZ 85234-3875

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2321 E CORTEZ DR, GILBERT, AZ 85234-3875

Mortgage

Document Number	0000049817
Date	Jan 22, 2018
Instrument	20180049817

Lender

Name	HOMEOWNERS FINANCIAL GROUP USA LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$57,550 (+1.75%)	$575,500 (+1.75%) Land $115,100 Building $460,400
2025	$2,428.00 (+3.28%)
2024		$56,560	$565,600 Land $113,100 Building $452,500
2023	$2,351.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Tristate Wi-Fi by Wi-Fiber, Verizon.

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