2321 Co Rd T, Malmo, NE 68040 Property Records

Saunders County property record for 2321 Co Rd T, Malmo, NE 68040

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,540 sqft · built 1887
Lot Size	4 acres (174,240 sqft)
Owner	Individual Name on File
Last Sale	$210,000 (Feb 2018)
Tax Bill	$1,951 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Dec 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`2651-28-1-00000-000-2000`

Property Details

APN / Parcel Number

Primary APN	`2651-28-1-00000-000-2000`
Alternative APN	`001312000`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,540 sqft Living Area
1st Floor Area	259 sqft
Basement Area	518 sqft
Unfinished Basement	280 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1887
Effective Year Built	Effective 1887
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	174,240 sqft (4 acres)
Garage Type	Mixed
Garage Area	2,064 sqft
Parking Spaces	7 Parking Spaces
Patio Area	54 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	2321 COUNTY ROAD T
City	MALMO
State	NE
Zip	68040-4022
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SINGLE-FAM
Legal Description	TR NE NE 28-16-6 (4 ACRES); MAP NUMBER: 2651-28-1-00000-000-2000
Legal Range	06
Legal Township	16
Legal Section	28
Jurisdiction	SAUNDERS NE
Township / Civil Division	DOUGLAS
Census Block Group	1
Census Block	1096
Census Tract	968200

Owner

2321 Co Rd T is owned and occupied by an individual who bought it in February 2018.

Source: Saunders County records, as of June 2, 2026

Owner of Record	Individual Name on File
Mailing Address	2321 COUNTY ROAD T, MALMO, NE 68040-4022
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST BANK OF NEBRASKA
Dec 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST BANK OF NEBRASKA
May 29, 2020	Deed of Trust, Mortgage · Conventional with PMI FIRSTBANK OF NE
Feb 9, 2018	Deed of Trust, Mortgage FIRSTBANK OF NE
Feb 9, 2018	Deed of Trust, Transfer FIRSTBANK OF NE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 13, 2018 · Amount on File
Deed Sale	Feb 13, 2018 · Amount on File
Deed Document Number	20182211
Deed Book / Page	500 / 784
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUNDERS NE
Property Address	2321 COUNTY ROAD T, MALMO, NE 68040-4022
Transaction Type	Mortgage
Record Updated	Jul 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005621049
Date	Jun 30, 2021
Book Page	562/1049
Instrument	2021-06-615

Lender

Name	FIRST BANK OF NEBRASKA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jul 1, 2041

Interest

Rate Type	Fixed Rate

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUNDERS NE
Property Address	2321 COUNTY ROAD T, MALMO, NE 68040-4022
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005500541
Date	Dec 29, 2020
Book Page	550/541
Instrument	2020-12-515

Lender

Name	FIRST BANK OF NEBRASKA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	12 Months
Due	Mar 18, 2021

Interest

Rate Type	Fixed Rate

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUNDERS NE
Property Address	2321 COUNTY ROAD T, MALMO, NE 68040-4022
Document Number	0005360583
Instrument Date	May 29, 2020
Transaction Type	Mortgage
Record Updated	Aug 4, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2321 COUNTY ROAD T MALMO NE 680404022, MALMO, NE 68040-4022

Mortgage

Document Number	0005360583
Date	Jun 4, 2020
Book Page	000536/000583
Instrument	6110

Lender

Name	FIRSTBANK OF NE
Type	Bank
Address	WAHOO, NE 68066

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	240 Months
Due	Jun 3, 2040

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUNDERS NE
Property Address	2321 COUNTY ROAD T, MALMO, NE 68040-4022
Document Number	0005060419
Instrument Date	Feb 9, 2018
Transaction Type	Mortgage
Record Updated	Jul 26, 2018
Title Company	NEBRASKA LAND TITLE AND ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2321 COUNTY ROAD T MALMO NE 680404022, MALMO, NE 68040-4022

Mortgage

Document Number	0005060419
Date	Jul 10, 2018
Book Page	000506/000419
Instrument	130

Lender

Name	FIRSTBANK OF NE
Type	Bank
Address	WAHOO, NE 68066

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 9, 2048

February 2018: Deed of Trust, Transfer

Document Type	Deed of Trust
Jurisdiction	SAUNDERS NE
Property Address	2321 COUNTY ROAD T, MALMO, NE 68040-4022
Document Number	0005000786
Instrument Date	Feb 9, 2018
Transaction Type	Transfer
Record Updated	May 21, 2018
Title Company	NEBRASKA LAND TITLE AND ABSTRACT

Transaction

Additional	Arm's Length

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2321 COUNTY ROAD T MALMO NE 680404022, MALMO, NE 68040-4022

Mortgage

Document Number	0005000786
Date	Feb 13, 2018
Book Page	000500/000786
Instrument	212

Lender

Name	FIRSTBANK OF NE
Type	Bank
Address	WAHOO, NE 68066

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 12, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 2321 Co Rd T was $1,951.

Source: Saunders County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Saunders County
County Subdivision	Douglas Township
Unified School District	East Butler Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,951.00	$268,729 Land $59,000 Building $209,729	$268,729 Land $59,000 Building $209,729
2023	$2,548.00	$229,763 Land $46,000 Building $183,763	$229,763 Land $46,000 Building $183,763

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2321 Co Rd T in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective January 3, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 21 policies
Nearby Flood Policies	21 in force
Nearby Flood Claims	4 (1979–2019)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Mar 2019 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2019 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2321 Co Rd T is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Nebraska
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Northeast Nebraska Telephone Company Fiber	100 / 100

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Co Rd T

Nearby Streets

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