2321 Andrews Pl, Atwater, CA 95301 Property Records

Merced County property record for 2321 Andrews Pl, Atwater, CA 95301

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,551 sqft · built 1995
Lot Size	0.138 acres (6,014 sqft)
Owner	2 Individual Names on Record
Last Sale	$274,000 (Apr 2020)
Tax Bill	$3,260 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Apr 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`001-020-027-000`

Property Details

APN / Parcel Number

Primary APN	`001-020-027-000`
Alternative APN	`001-020-027`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,551 sqft Living Area
Gross Area	2,009 sqft
1st Floor Area	1,551 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2005
Construction Type	Wood
Roof Material	Other
Lot Area	6,014 sqft (0.138 acres)
Garage Type	Attached
Garage Area	458 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	118 sqft
Patio Area	118 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	001-020-027
Street Address	2321 ANDREWS PL
City	ATWATER
State	CA
Zip	95301-3259
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R16
Legal Description	GARLAND EST LOT 2
Legal Subdivision	GARLAND ESTATE
Legal Lot Number	2
Jurisdiction	MERCED CA
Township / Civil Division	ATWATER
Census Block Group	2
Census Block	2021
Census Tract	601

Owner

Source: Merced County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2321 ANDREWS PL, ATWATER, CA 95301-3259
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2021	Deed of Trust, Mortgage · VA Mortgage WESTCOAST MORTGAGE GROUP & REALTY CO
Apr 20, 2020	Grant Deed, Transfer · VA Mortgage WESTCOAST MORTGAGE GROUP & REALTY C

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 20, 2020 · Amount on Record
Deed Sale	Apr 20, 2020 · Amount on Record
Prior Sale	Dec 19, 2012 · Amount on Record
Deed Document Number	202012815
Prior Transfer Date	Nov 15, 2005
Prior Transfer Doc	0000091541
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	2321 ANDREWS PL, ATWATER, CA 95301-3259
Transaction Type	Mortgage
Record Updated	Feb 22, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2321 ANDREWS PL, ATWATER, CA 95301-3259

Mortgage

Document Number	0000003775
Date	Jan 27, 2021
Instrument	2021003775

Lender

Name	WESTCOAST MORTGAGE GROUP & REALTY CO
Type	Mortgage Company
Address	SACRAMENTO, CA 95818

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Apr 20, 2020
Property Address	2321 ANDREWS PL, ATWATER, CA 95301-3259
Document Number	0000012815
Map Reference	MB 40 PG 17&18
Instrument Date	Feb 26, 2020
Instrument	2020012815
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	TRANSCOUNTY TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2321 ANDREWS PL, ATWATER, CA 95301-3259

Mortgage

Document Number	0000012816
Date	Apr 20, 2020
Instrument	2020012816

Lender

Name	WESTCOAST MORTGAGE GROUP & REALTY C
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Atwater City
County	Merced County
Elementary School District	Atwater Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$305,646 (+2%) Land $83,661 Building $221,985
2025	$3,260.00 (+5.16%)	$299,654 (+4.04%) Land $82,021 Building $217,633
2023	$3,100.00 (+1.11%)	$288,020 Land $78,837 Building $209,183
2022	$3,066.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ATWATER serves 29,479 people · EPA ID CA2410001
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: Ayera Technologies, T-Mobile.

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