2321 18th St, Lubbock, TX 79401 Property Records

Lubbock County property record for 2321 18th St, Lubbock, TX 79401

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 2,422 sqft · built 1928
Lot Size	0.273 acres (11,934 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,582 (2025)
Deeds & Mortgages	Jan 2020 Line of Credit Jan 2020 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`R54436`

Property Details

APN / Parcel Number

Primary APN	`R54436`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Building Area	2,422 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1990
Exterior Material	Asbestos
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,934 sqft (0.273 acres)
Lot Dimensions	180 ft deep x 66.3 ft wide
Garage Area	240 sqft

Location & Zoning

Street Address	2321 18TH ST
City	LUBBOCK
State	TX
Zip	79401-4409
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	0038
Legal Description	OVERTON BLK 79 E2/3 OF L 11 & W2/3 OF 10
Legal Subdivision	OVERTON
Legal Block	79
Legal Lot Number	90
Jurisdiction	LUBBOCK TX
Township / Civil Division	LUBBOCK
Census Block Group	2
Census Block	2021
Census Tract	607

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the South Overton Residential Historic District listed 1996 · 393 contributing resources · NRIS 96000276

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

2321 18th St is owned and occupied by two individuals who acquired it in March 2017.

Source: Lubbock County records, as of February 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2321 18TH ST, LUBBOCK, TX 79401-4409
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 16, 2020	Grant Deed, Construction Loan · Line of Credit CITY BK
Jan 16, 2020	Grant Deed, Construction Loan · Construction Mortgage CITY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 24, 2017
Deed Sale	Mar 24, 2017
Prior Sale	Sep 14, 2015 · Amount on File
Deed Document Number	2017010443
Record Updated	Jun 8, 2026

January 2020: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	LUBBOCK TX
Recording Date	Jan 16, 2020
Property Address	2321 18TH ST, LUBBOCK, TX 79401-4409
Document Number	0000002103
Instrument Date	Jan 14, 2020
Instrument	2103
Transaction Type	Construction Loan
Record Updated	Jan 31, 2020
Title Company	TITLE ONE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2321 18TH ST LUBBOCK TX 794014409, LUBBOCK, TX 79401-4409

Mortgage

Document Number	2104
Date	Jan 16, 2020
Instrument	2104

Lender

Name	CITY BK
Type	Bank
Address	LUBBOCK, TX 79408-5060

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Jan 15, 2021

Interest

Rate Type	Adjustable Rate

January 2020: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	LUBBOCK TX
Recording Date	Jan 16, 2020
Property Address	2321 18TH ST, LUBBOCK, TX 79401-4409
Document Number	0000002101
Instrument Date	Jan 14, 2020
Instrument	2101
Transaction Type	Construction Loan
Record Updated	Jan 31, 2020
Title Company	TITLE ONE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2321 18TH ST LUBBOCK TX 794014409, LUBBOCK, TX 79401-4409

Mortgage

Document Number	2102
Date	Jan 16, 2020
Instrument	2102

Lender

Name	CITY BK
Type	Bank
Address	LUBBOCK, TX 79408-5060

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jan 15, 2021

Tax Assessment & Valuation

The 2025 property tax bill for 2321 18th St was $2,582 with a homeowner's exemption, down 13.6% from the year before.

Source: Lubbock County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Lubbock County
Municipality	Lubbock City
Unified School District	Lubbock Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,582.00 (-13.59%) Homeowner's exemption	$214,577 Land $22,600 Building $191,977	$214,577 Land $22,600 Building $191,977
2024	$2,988.00 (-12.48%)
2023	$3,414.00 (-11.51%) Homeowner's exemption	$233,380 Land $7,691 Building $284,402	$292,093 Land $7,691 Building $284,402
2022	$3,858.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2321 18th St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2014–2025)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2321 18th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 701 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Optimum Cable	940 / 35
Rise Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Telespan Fixed Wireless	100 / 40

May also be available: Metronet, T-Mobile.

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