2321 15th St, Lubbock, TX 79401 Property Records

Lubbock County property record for 2321 15th St, Lubbock, TX 79401

Property Summary

Property Type	Duplex
Details	2 bd · 2 ba · 1,168 sqft · built 1934
Lot Size	0.146 acres (6,375 sqft)
Owner	Individual Name on File
Tax Bill	$2,621 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Mar 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R55740`

Property Details

APN / Parcel Number

Primary APN	`R55740`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,168 sqft Total Area

Exterior

Year Built	Built 1934
Effective Year Built	Effective 1985
Exterior Material	Wood
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,375 sqft (0.146 acres)
Lot Dimensions	127 ft deep x 50 ft wide
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	2321 15TH ST
City	LUBBOCK
State	TX
Zip	79401-3681
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	0038
Legal Description	OVERTON BLK 81 L 11
Legal Subdivision	OVERTON
Legal Block	81
Legal Lot Number	120
Jurisdiction	LUBBOCK TX
Township / Civil Division	LUBBOCK
Census Block Group	2
Census Block	2013
Census Tract	607

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the South Overton Residential Historic District listed 1996 · 393 contributing resources · NRIS 96000276

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

2321 15th St, a duplex, is owned by an individual who acquired it in March 2020.

Source: Lubbock County records, as of February 19, 2026

Owner of Record	Individual Name on File
Mailing Address	4509 TEAKWOOD TRCE, MIDLAND, TX 79707-1626
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST BANK
Mar 23, 2020	Deed of Trust, Mortgage · Commercial Mortgage HAPPY STATE BANK
Mar 2, 2020	Warranty Deed, Transfer NOT AVAILABLE
Mar 9, 2017	Warranty Deed, Transfer FIRSTCAPITAL BK/TX NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 9, 2017
Deed Sale	Mar 9, 2017
Deed Document Number	0000008377
Last Transfer Date	Mar 2, 2020
Transfer Doc	0000008769
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUBBOCK TX
Property Address	2321 15TH ST, LUBBOCK, TX 79401-3681
Transaction Type	Mortgage
Record Updated	Mar 9, 2022
Title Company	SERVICE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010212
Date	Mar 2, 2022
Instrument	2022010212

Lender

Name	FIRST BANK
Type	Bank
Address	LUBBOCK, TX 79423

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2052

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUBBOCK TX
Property Address	2321 15TH ST, LUBBOCK, TX 79401-3681
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011620
Date	Mar 23, 2020
Instrument	2020011620

Lender

Name	HAPPY STATE BANK
Type	Bank
Address	AMARILLO, TX 79101

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUBBOCK TX
Recording Date	Mar 2, 2020
Property Address	2321 15TH ST, LUBBOCK, TX 79401-3681
Document Number	0000008769
Instrument Date	Feb 27, 2020
Instrument	8769
Transaction Type	Transfer
Record Updated	Apr 2, 2020
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5600 LOS PATIOS DR MIDLAND TX 797079725, MIDLAND, TX 79707-9725

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUBBOCK TX
Recording Date	Mar 9, 2017
Property Address	2321 15TH ST, LUBBOCK, TX 79401-3681
Document Number	0000008377
Instrument Date	Mar 6, 2017
Instrument	8377
Transaction Type	Transfer
Record Updated	Mar 29, 2017

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4902 OAKWOOD CT MIDLAND TX 797072608, MIDLAND, TX 79707-2608

Mortgage

Document Number	8378
Date	Mar 9, 2017
Instrument	8378

Lender

Name	FIRSTCAPITAL BK/TX NA
Type	Bank
Address	MIDLAND, TX 79701

Agreement

Amount	Amount on Record
Term	240 Months
Due	Mar 8, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 2321 15th St was $2,621, down 2.6% from the year before.

Source: Lubbock County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Lubbock County
Municipality	Lubbock City
Unified School District	Lubbock Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,621.00 (-2.57%)	$148,155 Land $22,600 Building $125,555	$148,155 Land $22,600 Building $125,555
2024	$2,690.00 (+6.37%)
2023	$2,529.00 (+5.2%)	$136,061 Land $2,000 Building $134,061	$136,061 Land $2,000 Building $134,061
2022	$2,404.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2321 15th St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2014–2025)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2321 15th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Optimum Cable	940 / 35
Rise Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Telespan Fixed Wireless	100 / 40

May also be available: Metronet, T-Mobile.

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