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23209 Cals Ct, Harvard, IL 60033 Property Records

McHenry County property record for 23209 Cals Ct, Harvard, IL 60033 · Last verified March 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · built 1996
Lot Size1.71 acres (74,488 sqft)
OwnerIndividual Name on File
Last Sale$374,500 (Mar 2026)
Tax Bill$7,021 (2024)
Deeds & MortgagesMar 2026 Mortgage
Mar 2026 Sale
+ 5 more
Flood ZoneZone X (minimal risk)
APN01-28-477-003

Property Details

APN / Parcel Number

Primary APN01-28-477-003

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms6 Rooms
Stories1 Story
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Architectural StyleRanch
Exterior MaterialBrick/Wood
Lot Area74,488 sqft
Garage TypeAttached

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address23209 CALS CT
CityHARVARD
StateIL
Zip60033-1500
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2022R0037453 LT 33 NAN-CHRIS HEIGHTS UNIT 4
Legal Range05E
Legal Township46N
Legal Section28
Legal SubdivisionNAN-CHRIS HEIGHTS 04
Legal Block477
Legal Lot Number33
Legal Unit4
JurisdictionMCHENRY IL
Township / Civil DivisionCHEMUNG
Census Block Group2
Census Block2023
Census Tract870301

Owner

Source: McHenry County records · APN 01-28-477-003

Assessment roll updated January 1, 2024 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address23209 CALS CT, HARVARD, IL 60033-1500
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 03, 2026Deed of Trust, Mortgage · Conventional Mortgage
NEIGHBORHOOD LOANS
Mar 03, 2026Warranty Deed, Transfer
CITYWIDE TITLE CORPORATION
Nov 04, 2022Warranty Deed, Transfer
E-CHICAGO TITLE, CHICAGO TITLE
Oct 13, 2020Deed of Trust, Mortgage · Second Mortgage (Down Payment)
PENNYMAC LOAN SERVICES LLC
Sep 17, 2020Loan Modification, Mortgage · Conventional Mortgage
PENNYMAC
Jul 20, 2017Loan Modification, Mortgage · Conventional Mortgage
PENNYMAC
Jul 20, 2017Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 03, 2026 · Amount on Record
Deed SaleMar 03, 2026 · Amount on Record
Prior SaleNov 04, 2022 · Amount on Record
Deed Document Number2026R0005598
Record UpdatedJun 08, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address23209 CALS CT, HARVARD, IL 60033-1500
Transaction TypeMortgage
Record UpdatedJun 23, 2026
Title CompanyCITYWIDE TITLE CORPORATION

Transferred To (Grantee/Buyer)

NameVerified Name
Address550 NORMAN DR, CARY, IL 60013-2068

Mortgage

Document Number0000005599
DateMar 03, 2026
Instrument2026R0005599
Lender
NameNEIGHBORHOOD LOANS
TypeMortgage Company
AddressDOWNERS GROVE, IL 60515
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2056
Interest
Rate TypeFixed Rate
Rate6.55%

March 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCHENRY IL
Recording DateMar 03, 2026
Property Address23209 CALS CT, HARVARD, IL 60033-1500
Document Number0000005598
Map ReferenceDOC 91R29635
Instrument DateFeb 26, 2026
Instrument2026R0005598
Transaction TypeTransfer
Record UpdatedMar 17, 2026
Title CompanyCITYWIDE TITLE CORPORATION

Transaction

AmountAmount Recorded
Tax$374.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address23209 CALS CT, HARVARD, IL 60033-1500

November 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCHENRY IL
Recording DateNov 04, 2022
Property Address23209 CALS CT, HARVARD, IL 60033-1500
Document Number0000037453
Map ReferenceDOC 91R9389
Instrument DateOct 28, 2022
Instrument2022R0037453
Transaction TypeTransfer
Record UpdatedNov 15, 2022
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transaction

AmountAmount Recorded
Tax$280.00
Amount AccuracyRounded by County
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address3535 E DELIGHT ST, HERNANDO, FL 34442-2514

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address23209 CALS CT, HARVARD, IL 60033-1500
Transaction TypeMortgage
Record UpdatedNov 04, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address23209 CALS CT, HARVARD, IL 60033-1500

Mortgage

Document Number0000042365
DateOct 13, 2020
Instrument2020R0042365
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressMOORPARK, CA 93021
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount Recorded
Term360 Months
DueOct 01, 2050

September 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMCHENRY IL
Property Address23209 CALS CT, HARVARD, IL 60033-1500
Document Number0000043456
Instrument DateSep 17, 2020
Transaction TypeMortgage
Record UpdatedNov 04, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

NameVerified Name
Address23209 CALS CT HARVARD IL 600331500, HARVARD, IL 60033-1500

Mortgage

Document Number0000043456
DateOct 19, 2020
Instrument43456
Lender
NamePENNYMAC
AddressMOORPARK, CA 93021
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term12 Months
DueOct 18, 2021
Interest
Rate3.5%

July 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMCHENRY IL
Property Address23209 CALS CT, HARVARD, IL 60033-1500
Document Number0000031500
Instrument DateJul 20, 2017
Transaction TypeMortgage
Record UpdatedJan 11, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address23209 CALS CT HARVARD IL 600331500, HARVARD, IL 60033-1500

Mortgage

Document Number0000031500
DateAug 25, 2017
Instrument31500
Lender
NamePENNYMAC
AddressMOORPARK, CA 93021
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate4.5%

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address23209 CALS CT, HARVARD, IL 60033-1500
Document Number0000030422
Instrument DateJul 20, 2017
Transaction TypeMortgage
Record UpdatedNov 16, 2017
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address23209 CALS CT HARVARD IL 600331500, HARVARD, IL 60033-1500

Mortgage

Document Number0000030422
DateAug 17, 2017
Instrument30422
Lender
NameHUD-HOUSING/URBAN DEV
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 16, 2047

Tax Assessment & Valuation

Source: McHenry County records · Assessment roll updated January 1, 2024 · Last verified March 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionChemung Township
Unified School DistrictHarvard Community Unit School District 50 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2024$7,021.00 Homeowner's exemption$107,865 (+17.37%) Land $25,761 Building $82,104$323,595 (+17.37%) Land $77,283 Building $246,312
2022Homeowner's exemption$91,903 Land $23,288 Building $68,615$275,709 Land $69,864 Building $205,845

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, McHenry County (17111C), updated February 28, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171118703012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims8 (1993–2013)
Most Recent ClaimJun 2013, rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 34 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Mediacom CommunicationsCable1,000 / 50
VerizonFixed Wireless300 / 20
JAB WirelessFixed Wireless (licensed-by-rule)100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

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