Pierce County property record for 23207 40th Ave E, Spanaway, WA 98387
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,380 sqft · built 1998 |
| Lot Size | 0.197 acres (8,575 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $249,719 (Mar 2017) |
| Tax Bill | $5,699 (2026) |
| Deeds & Mortgages | Mar 2024 Second Mortgage Mar 2022 Mortgage + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 500192-0-630 |
| Primary APN | 500192-0-630 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,380 sqft Living Area |
| Gross Area | 2,863 sqft |
| 1st Floor Area | 925 sqft |
| Upper Floors Area | 1,455 sqft |
| Basement Area | 925 sqft |
| Laundry Room | Laundry Room |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Split Foyer |
| Exterior Material | Frame Siding |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 8,575 sqft (0.197 acres) |
| Garage Type | Attached |
| Garage Area | 483 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 440 sqft |
| Deck Area | 112 sqft |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Street Address | 23207 40TH AVE E |
|---|---|
| City | SPANAWAY |
| State | WA |
| Zip | 98387-6967 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5 |
| Legal Description | SECTION 13 TOWNSHIP 18 RANGE 03 QUARTER 32 GARDEN OAKS DIV ONE PH II L 63 TOG/W PRI RD EASE OF REC OUT OF 500171-110-0 TO 115-0 SEG J0348 MD 12/3/97MD |
| Legal Range | 03 |
| Legal Township | 18 |
| Legal Section | 13 |
| Legal Subdivision | GARDEN OAKS DIV ONE PH II |
| Legal Phase | 2 |
| Legal Lot Number | 63 |
| Jurisdiction | PIERCE WA |
| Township / Civil Division | GRAHAM-THRIFT |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 73114 |
Source: Pierce County records, as of October 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 23207 40TH AVE E, SPANAWAY, WA 98387-6967 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 1, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK |
| Mar 17, 2022 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Jan 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage DISCOVER BK |
| Jul 13, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG |
| Jun 27, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG |
| Aug 7, 2019 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG |
| Jun 21, 2018 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG |
| Mar 30, 2017 | Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 30, 2017 · Amount on Record |
| Deed Sale | Mar 30, 2017 · Amount on Record |
| Prior Sale | Mar 14, 2012 · Amount on Record |
| Deed Document Number | 2017128 |
| Prior Transfer Date | Feb 23, 2004 |
| Prior Transfer Doc | 0000000018 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PIERCE WA |
| Property Address | 23207 40TH AVE E, SPANAWAY, WA 98387-6967 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0003010170 |
|---|---|
| Date | Mar 1, 2024 |
| Instrument | 202403010170 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | GREENWOOD, DE 19950 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PIERCE WA |
| Property Address | 23207 40TH AVE E, SPANAWAY, WA 98387-6967 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2023 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0003170203 |
|---|---|
| Date | Mar 17, 2022 |
| Instrument | 202203170203 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PIERCE WA |
| Property Address | 23207 40TH AVE E, SPANAWAY, WA 98387-6967 |
| Document Number | 2101200195 |
| Instrument Date | Jan 12, 2021 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 23207 40TH AVE E SPANAWAY WA 983876967, SPANAWAY, WA 98387-6967 |
| Document Number | 2101200195 |
|---|---|
| Date | Jan 20, 2021 |
| Instrument | 202101200195 |
| Name | DISCOVER BK |
|---|---|
| Type | Bank |
| Address | NEW CASTLE, DE 19720 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 19, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PIERCE WA |
| Property Address | 23207 40TH AVE E, SPANAWAY, WA 98387-6967 |
| Document Number | 2007130398 |
| Instrument Date | Jul 13, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 30, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 23207 40TH AVE E SPANAWAY WA 983876967, SPANAWAY, WA 98387-6967 |
| Document Number | 2007130398 |
|---|---|
| Date | Jul 13, 2020 |
| Instrument | 202007130398 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 12, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PIERCE WA |
| Property Address | 23207 40TH AVE E, SPANAWAY, WA 98387-6967 |
| Document Number | 2007020277 |
| Instrument Date | Jun 27, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 17, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 23207 40TH AVE E SPANAWAY WA 983876967, SPANAWAY, WA 98387-6967 |
| Document Number | 2007020277 |
|---|---|
| Date | Jul 2, 2020 |
| Instrument | 202007020277 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PIERCE WA |
| Property Address | 23207 40TH AVE E, SPANAWAY, WA 98387-6967 |
| Document Number | 1908260600 |
| Instrument Date | Aug 7, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 4, 2019 |
| Title Company | INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 23207 40TH AVE E SPANAWAY WA 983876967, SPANAWAY, WA 98387-6967 |
| Document Number | 1908260600 |
|---|---|
| Date | Aug 26, 2019 |
| Instrument | 201908260600 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 25, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PIERCE WA |
| Property Address | 23207 40TH AVE E, SPANAWAY, WA 98387-6967 |
| Document Number | 1807020437 |
| Instrument Date | Jun 21, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 23207 40TH AVE E SPANAWAY WA 983876967, SPANAWAY, WA 98387-6967 |
| Document Number | 1807020437 |
|---|---|
| Date | Jul 2, 2018 |
| Instrument | 201807020437 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PIERCE WA |
| Recording Date | Mar 30, 2017 |
| Property Address | 23207 40TH AVE E, SPANAWAY, WA 98387-6967 |
| Document Number | 0003300128 |
| Map Reference | AF9711070077 |
| Instrument Date | Mar 27, 2017 |
| Instrument | 201703300128 |
| Transaction Type | Transfer |
| Record Updated | Sep 17, 2021 |
| Title Company | F A T C O |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,450.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 23207 40TH AVE E, SPANAWAY, WA 98387-6967 |
| Document Number | 0003300129 |
|---|---|
| Date | Mar 30, 2017 |
| Instrument | 201703300129 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2047 |
Source: Pierce County assessment roll, as of July 15, 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Pierce County |
| Unified School District | Bethel School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,699.00 (+2.81%) | $505,800 (+9.15%) Land $153,100 Building $352,700 | $505,800 (+9.15%) Land $153,100 Building $352,700 |
| 2025 | $5,543.00 (+1.35%) | ||
| 2024 | $5,469.00 (-2.79%) | $463,400 (-5.47%) Land $136,000 Building $327,400 | $463,400 (-5.47%) Land $136,000 Building $327,400 |
| 2023 | $5,626.00 | $490,200 Land $145,100 Building $345,100 | $490,200 Land $145,100 Building $345,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHWOOD private · serves 64,155 people · EPA ID WA5382844 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2021 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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