Talbot County property record for 23203 Stewart Way, McDaniel, MD 21647
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,652 sqft · built 2005 |
| Lot Size | 3.22 acres (140,263 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $547,000 (May 2025) |
| Tax Bill | $4,557 (2026) |
| Deeds & Mortgages | Dec 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-195276 |
| Primary APN | 05-195276 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,652 sqft Total Area |
| Attic | Attic |
| Attic Area | 480 sqft |
| Utility Area | 480 sqft |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 140,263 sqft (3.22 acres) |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 60 sqft |
| Deck Area | 368 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 195276 |
|---|---|
| Street Address | 23203 STEWART WAY |
| City | MCDANIEL |
| State | MD |
| Zip | 21647-9744 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 5 - 3.229 AC SE/S MACKS LN NR MCDANIEL |
| Legal Subdivision | STEWART FARM |
| Legal Lot Number | 5 |
| Jurisdiction | TALBOT MD |
| Township / Civil Division | 5, BAY HUNDRED |
| Census Block Group | 1 |
| Census Block | 1036 |
| Census Tract | 960800 |
23203 Stewart Way is owned and occupied by two individuals who bought it in May 2025.
Source: Talbot County records, as of September 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 23203 STEWART WAY, MCDANIEL, MD 21647-9744 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 15, 2025 · Amount on File |
| Deed Sale | May 15, 2025 · Amount on File |
| Prior Sale | Dec 14, 2020 · Amount on File |
| Deed Book / Page | 3184 / 296 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | TALBOT MD |
| Recording Date | Dec 14, 2020 |
| Property Address | 23203 STEWART WAY, MCDANIEL, MD 21647-9744 |
| Document Number | 0027820197 |
| Book / Page | 2782 / 197 |
| Map Reference | CAB MAS4 PL 52GG |
| Instrument Date | Nov 19, 2020 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | TITLE RESOURCES GUARANTEE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 23203 STEWART WAY, MCDANIEL, MD 21647-9744 |
| Document Number | 0002782203 |
|---|---|
| Date | Dec 14, 2020 |
| Instrument | 2782/203 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2050 |
The 2026 property tax bill for 23203 Stewart Way was $4,557, up 5.2% from the year before.
Source: Talbot County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Talbot County |
| Unified School District | Talbot County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,557.00 (+5.22%) | $494,367 | $528,300 Land $149,800 Building $378,500 |
| 2025 | $4,331.00 | ||
| 2023 | $3,164.00 | $369,933 | $477,400 Land $112,300 Building $365,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 23203 Stewart Way in Zone X, an area of minimal flood risk, though there have been 41 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 107 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 107 in force |
| Nearby Flood Claims | 41 (1979–2024) |
| Claims Outside the SFHA | 13 of 41 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 23203 Stewart Way is moderate, ranking above 42% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 82% of Maryland |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Breezeline Cable | 250 / 20 |
May also be available: Easton Velocity.
5G and 4G LTE (outdoors only)
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