2320 Timber Trl E, Saint Paul, MN 55119 Property Records

Ramsey County property record for 2320 Timber Trl E, Saint Paul, MN 55119

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,704 sqft · built 1986
Lot Size	0.468 acres (20,400 sqft)
Owner	2 Individual Names on File
Last Sale	$580,000 (Apr 2026)
Tax Bill	$6,890 (2024)
Deeds & Mortgages	Sep 2025 Mortgage Apr 2026 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`13-28-22-22-0036`

Property Details

APN / Parcel Number

Primary APN	`13-28-22-22-0036`
Alternative APNs	`8083948` `8086861`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,704 sqft Living Area
1st Floor Area	2,004 sqft
Basement Area	1,700 sqft
Finished Basement	1,700 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1998
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	20,400 sqft (0.468 acres)
Lot Dimensions	170 ft deep x 59 ft wide
Garage Type	Attached
Garage Area	1,334 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	8086861
Street Address	2320 TIMBER TRL E
City	SAINT PAUL
State	MN
Zip	55119-5820
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHESTERWOOD TWO LOT 9 BLK 1
Legal Range	22
Legal Township	28
Legal Section	13
Legal Subdivision	CHESTERWOOD TWO
Legal Block	1
Legal Lot Number	9
Jurisdiction	RAMSEY MN
Township / Civil Division	MAPLEWOOD
Census Block Group	2
Census Block	2003
Census Tract	42503

Owner

2320 Timber Trl E is owned and occupied by two individuals who bought it in April 2026.

Source: Ramsey County records, as of April 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2320 TIMBER TRL E, MAPLEWOOD, MN 55119-5820
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2025	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Apr 8, 2026	Warranty Deed, Transfer · Conventional Mortgage BELL BANK
Sep 11, 2025	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Oct 26, 2023	Warranty Deed, Transfer · Conventional Mortgage FIRST CLASS MORTGAGE V INC
Nov 25, 2020	Deed of Trust, Mortgage NEW AMERICAN FNDG
Aug 18, 2017	Warranty Deed, Transfer BURNET TITLE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 8, 2026 · Amount on File
Deed Sale	Apr 8, 2026 · Amount on File
Prior Sale	Oct 26, 2023 · Amount on File
Deed Document Number	20262813535
Prior Transfer Date	Mar 13, 2025
Prior Transfer Doc	0002791337
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	2320 TIMBER TRL E, MAPLEWOOD, MN 55119-5820
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2320 TIMBER TRL E, MAPLEWOOD, MN 55119-5820

Mortgage

Document Number	0A05078750
Date	Sep 11, 2025
Instrument	A05078750

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Apr 8, 2026
Property Address	2320 TIMBER TRL E, SAINT PAUL, MN 55119-5820
Document Number	0002813535
Instrument Date	Apr 6, 2026
Instrument	20262813535
Transaction Type	Transfer
Record Updated	Apr 16, 2026
Title Company	LAKE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$199,172.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2320 TIMBER TRL E, SAINT PAUL, MN 55119-5820

Mortgage

Document Number	0002813536,
Date	Apr 8, 2026
Instrument	20262813536

Lender

Name	BELL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	2320 TIMBER TRL E, MAPLEWOOD, MN 55119-5820
Transaction Type	Mortgage
Record Updated	Oct 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2320 TIMBER TRL E, MAPLEWOOD, MN 55119-5820

Mortgage

Document Number	0A05078750
Date	Sep 11, 2025
Instrument	A05078750

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Oct 26, 2023
Property Address	2320 TIMBER TRL E, MAPLEWOOD, MN 55119-5820
Document Number	0T02763483
Instrument Date	Oct 10, 2023
Instrument	T02763483
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	TITLE SMART INC, TITLESMART INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,567.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2320 TIMBER TRL E, SAINT PAUL, MN 55119-5820

Mortgage

Document Number	0T02763488
Date	Oct 26, 2023
Instrument	T02763488

Lender

Name	FIRST CLASS MORTGAGE V INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	2320 TIMBER TRL E, MAPLEWOOD, MN 55119-5820
Document Number	0002688111
Instrument Date	Nov 25, 2020
Transaction Type	Mortgage
Record Updated	Feb 9, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2320 TIMBER TRL E MAPLEWOOD MN 551195820, MAPLEWOOD, MN 55119-5820

Mortgage

Document Number	0002688111
Date	Jan 26, 2021
Instrument	2688111

Lender

Name	NEW AMERICAN FNDG
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 25, 2051

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Aug 18, 2017
Property Address	2320 TIMBER TRL E, MAPLEWOOD, MN 55119-5820
Document Number	0002594663
Instrument Date	Aug 2, 2017
Instrument	2594663
Transaction Type	Transfer
Record Updated	Jan 14, 2020
Title Company	BURNET TITLE LLC

Transaction

Amount	Amount on Record
Tax	$1,283.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	101 1E 5TH ST ST PAUL MN 55101, ST PAUL, MN 55101

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of July 28, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	Maplewood City
Unified School District	North St. Paul-Maplewood-Oakdale School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$535,000 Land $114,300 Building $420,700	$535,000 Land $114,300 Building $420,700
2024	$6,890.00 (-0.29%)
2023	$6,910.00	$482,600 Land $114,300 Building $368,300	$482,600 Land $114,300 Building $368,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2320 Timber Trl E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2320 Timber Trl E is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: GigFire, Verizon.

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