2320 Summerset Dr, Monroe, GA 30656 Property Records

Walton County property record for 2320 Summerset Dr, Monroe, GA 30656

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,204 sqft · built 1999
Lot Size	1.03 acres (44,867 sqft)
Owner	Individual Name on Record
Last Sale	$54,900 (Oct 2010)
Tax Bill	$346 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Dec 2016 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`N121A-037`

Property Details

APN / Parcel Number

Primary APN	`N121A-037`
Alternative APN	`30484`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,204 sqft Heated Area
1st Floor Area	1,204 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2010
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	44,867 sqft (1.03 acres)
Garage Area	400 sqft
Patio Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	30484
Street Address	2320 SUMMERSET DR
City	MONROE
State	GA
Zip	30656-7863
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	#12 SUMMERSET-VII 1.03AC
Legal Subdivision	SUMMERSET-7
Legal Phase	7
Legal Lot Number	12
Jurisdiction	WALTON GA
Township / Civil Division	CAMPTON
Census Block Group	1
Census Block	1031
Census Tract	110102

Owner

Source: Walton County records, as of March 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2320 SUMMERSET DR, MONROE, GA 30656-7863
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MTG
Dec 21, 2016	Deed of Trust, Mortgage · Line of Credit PEACH ST FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 30, 2010 · Amount on Record
Deed Sale	Oct 30, 2010 · Amount on Record
Prior Sale	Oct 25, 1999 · Amount on Record
Deed Book / Page	3214 / 504
Record Updated	Jun 8, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON GA
Property Address	2320 SUMMERSET DR, MONROE, GA 30656-7863
Document Number	0045600368
Instrument Date	Mar 17, 2020
Transaction Type	Mortgage
Record Updated	May 4, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2320 SUMMERSET DR MONROE GA 306567863, MONROE, GA 30656-7863

Mortgage

Document Number	0045600368
Date	Mar 25, 2020
Book Page	004560/000368
Instrument	3882

Lender

Name	AMERISAVE MTG
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 24, 2050

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON GA
Property Address	2320 SUMMERSET DR, MONROE, GA 30656-7863
Document Number	0040160439
Book / Page	004016 / 000439
Instrument Date	Dec 21, 2016
Transaction Type	Mortgage
Record Updated	Jan 24, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2320 SUMMERSET DR MONROE GA 306567863, MONROE, GA 30656-7863

Mortgage

Document Number	0040160439
Date	Jan 9, 2017
Book Page	004016/000439

Lender

Name	PEACH ST FCU
Type	Credit Union
Address	LAWRENCEVILLE, GA 30043

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jan 8, 2027

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Walton County assessment roll, as of March 5, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$346.00 (-81.23%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$94,640 (+2.2%) Land $18,800 Building $75,840	$236,600 (+2.2%) Land $47,000 Building $189,600
2024	$1,843.00 (-2.59%) Homeowner's exemption	$92,600 (+2.98%) Land $18,800 Building $73,800	$231,500 (+2.98%) Land $47,000 Building $184,500
2023	$1,892.00 (-28.33%) Homeowner's exemption	$89,920 (+13.88%) Land $18,800 Building $71,120	$224,800 (+13.88%) Land $47,000 Building $177,800
2022	$2,640.00 Homeowner's exemption	$78,960 Land $12,000 Building $66,960	$197,400 Land $30,000 Building $167,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 80% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE serves 25,248 people · EPA ID GA2970001
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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