2320 Spring St, Reading, PA 19609 Property Records

Berks County property record for 2320 Spring St, Reading, PA 19609

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,579 sqft · built 1925
Lot Size	0.07 acres (3,049 sqft)
Owner	Individual on Record
Last Sale	$145,000 (May 2017)
Tax Bill	$1,444 (2026)
Deeds & Mortgages	Feb 2022 Mortgage May 2018 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4386-12-97-1403`

Property Details

APN / Parcel Number

Primary APN	`4386-12-97-1403`
Alternative APNs	`80-4386-12-97-1403` `91438612971403` `80910429` `910429`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,579 sqft Living Area

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	3,049 sqft (0.07 acres)
View / Lot	Neighborhood
Garage Type	Detached
Garage Area	340 sqft
Parking Spaces	1 Parking Space
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	80910429
Street Address	2320 SPRING ST
City	READING
State	PA
Zip	19609-1624
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	WM H KARNS CE
Legal Block	97
Legal Lot Number	636&6
Jurisdiction	BERKS PA
Township / Civil Division	SPRING
Census Block Group	4
Census Block	4017
Census Tract	11000

Owner

Source: Berks County assessment roll, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	2320 SPRING ST, READING, PA 19609-1624
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2022	Deed of Trust, Mortgage · FHA Mortgage MIDLAND MORTGAGE
May 23, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
May 3, 2017	Grant Deed, Transfer · FHA Mortgage SECKEL CAP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 3, 2017 · Amount on Record
Deed Sale	May 3, 2017 · Amount on Record
Prior Sale	Apr 15, 2014 · Amount on Record
Deed Document Number	201715598
Last Transfer Date	May 17, 2018
Transfer Doc	0000016931
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	2320 SPRING ST, READING, PA 19609-1624
Transaction Type	Mortgage
Record Updated	Feb 11, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2320 SPRING ST, READING, PA 19609-1624

Mortgage

Document Number	0000004983
Date	Feb 2, 2022
Instrument	2022004983

Lender

Name	MIDLAND MORTGAGE
Type	Mortgage Company
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 1, 2052

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BERKS PA
Recording Date	May 23, 2018
Property Address	2320 SPRING ST, READING, PA 19609-1624
Document Number	0000016931
Instrument Date	May 17, 2018
Instrument	16931
Transaction Type	Transfer
Record Updated	Jun 8, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2320 SPRING ST READING PA 196091624, READING, PA 19609-1624

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BERKS PA
Recording Date	May 3, 2017
Property Address	2320 SPRING ST, READING, PA 19609-1624
Document Number	0000015598
Instrument Date	Apr 24, 2017
Instrument	15598
Transaction Type	Transfer
Record Updated	Oct 30, 2017
Title Company	CENTRAL PROPERTY SETTLEMENT SRCH, CENTRAL PROPERTY SEARCH

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,450.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2320 SPRING ST READING PA 196091624, READING, PA 19609-1624

Mortgage

Document Number	15599
Date	May 3, 2017
Instrument	15599

Lender

Name	SECKEL CAP
Type	Funding / Finance Company
Address	NEWTOWN, PA 18940

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 2, 2047

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
County Subdivision	Spring Township
Unified School District	Wilson School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,444.00 (+30.68%)	$68,700 (-) Land $20,700 Building $48,000	$20,700 (-69.87%) Land $20,700
2024	$1,105.00	$68,700 Land $20,700 Building $48,000
1994			$68,700 Land $20,700 Building $48,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (2006–2018)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Aug 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAW PENN DISTRICT private · serves 28,508 people · EPA ID PA3060069
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 794 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

Nearby Properties on Spring St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures