2320 Sapling Cir, Wilmington, NC 28411 Property Records

New Hanover County property record for 2320 Sapling Cir, Wilmington, NC 28411

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,186 sqft · built 1994
Lot Size	0.162 acres (7,057 sqft)
Owner	2 Individual Names on File
Last Sale	$290,000 (Jan 2024)
Deeds & Mortgages	May 2026 Mortgage Jan 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R04307-007-004-000`

Property Details

APN / Parcel Number

Primary APN	`R04307-007-004-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,186 sqft Living Area
1st Floor Area	1,186 sqft
Basement Area	1,186 sqft
Finished Basement	1,186 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Material	Composition Shingle
Lot Area	7,057 sqft (0.162 acres)
Terrain	Low
Garage Type	Basement
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	105 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	2320 SAPLING CIR
City	WILMINGTON
State	NC
Zip	28411-7779
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15,RESID
Legal Description	LOT 156 SEC 5 MEADOWBROOK
Legal Subdivision	MEADOWBROOK
Legal Block	7
Legal Lot Number	156
Jurisdiction	NEW HANOVER NC
Township / Civil Division	HARNETT
Census Block Group	2
Census Block	2008
Census Tract	11611

Owner

2320 Sapling Cir is owned and occupied by two individuals who bought it in January 2024.

Source: New Hanover County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2320 SAPLING CIR, WILMINGTON, NC 28411-7779
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 21, 2026	Deed of Trust, Mortgage · Conventional Mortgage EMM LOANS LLC
Jan 22, 2024	Warranty Deed, Transfer · Seller Carry-Back ALAN WEIDT
Oct 7, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 22, 2024 · Amount on File
Deed Sale	Jan 22, 2024 · Amount on File
Prior Sale	Jul 24, 2015 · Amount on File
Deed Document Number	20241455
Deed Book / Page	6685 / 806
Prior Transfer Date	Sep 28, 2015
Prior Transfer Doc	0059270268
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW HANOVER NC
Recording Date	May 21, 2026
Property Address	2320 SAPLING CIR, WILMINGTON, NC 28411-7779
Document Number	0000013927
Book / Page	6850 / 2500
Instrument Date	May 21, 2026
Instrument	202613927
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7219 OYSTER LN, WILMINGTON, NC 28411-7132

Mortgage

Document Number	0000013927,
Date	May 21, 2026
Book Page	6850/2500
Instrument	202613927

Lender

Name	EMM LOANS LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.23%
Initial Type	Fixed Rate
Max Rate	-1%

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEW HANOVER NC
Recording Date	Jan 22, 2024
Property Address	2320 SAPLING CIR, WILMINGTON, NC 28411-7779
Document Number	00668500806
Book / Page	6685 / 806
Map Reference	MB 33 PG 352
Instrument Date	Jan 22, 2024
Instrument	2024001455
Transaction Type	Transfer
Record Updated	Jan 30, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$580.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	709 BAY BLOSSOM DR, WILMINGTON, NC 28411-7767

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2320 SAPLING CIR, WILMINGTON, NC 28411-7779

Mortgage

Document Number	2024001456
Date	Jan 22, 2024
Instrument	2024001456

Lender

Name	ALAN WEIDT
Type	Seller

Agreement

Type	Seller Carry-Back
Amount	Amount on Record
Term	37 Months
Due	Feb 1, 2027

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	NEW HANOVER NC
Recording Date	Oct 7, 2022
Property Address	2320 SAPLING CIR, WILMINGTON, NC 28411-7779
Document Number	00659901490
Book / Page	6599 / 1490
Map Reference	MB 33 PG 352
Instrument Date	Oct 7, 2022
Instrument	2022035689
Transaction Type	Transfer
Record Updated	Oct 20, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	709 BAY BLOSSOM DR, 709, WILMINGTON, NC 28411-7767

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	709 BAY BLOSSOM WILMINGTON, WILMINGTON, NC 28411

Tax Assessment & Valuation

Source: New Hanover County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	New Hanover County
Unified School District	New Hanover County Schools (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2026	$295,800 (-) Land $105,300 Building $190,500	$295,800 (-) Land $105,300 Building $190,500
2025	$295,800 Land $105,300 Building $190,500	$295,800 Land $105,300 Building $190,500
2023	$191,300 Land $57,800 Building $133,500	$191,300 Land $57,800 Building $133,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2320 Sapling Cir in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 27 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	27 in force
Nearby Flood Claims	2 (2021–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2320 Sapling Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CFPUA-WILMINGTON serves 212,227 people · EPA ID NC0465010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 512 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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