Forsyth County property record for 2320 Saddlebrook Trce, Cumming, GA 30040
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 4,208 sqft · built 2017 |
| Lot Size | 0.41 acres (17,860 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $955,000 (Jul 2024) |
| Tax Bill | $9,001 (2025) |
| Deeds & Mortgages | Jul 2018 Transfer Jul 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 101-000-189 |
| Primary APN | 101-000-189 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 4,208 sqft Living Area |
| Basement Area | 2,121 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 17,860 sqft (0.41 acres) |
| Garage Area | 441 sqft |
| Porch | Porch |
| Porch Area | 321 sqft |
| Patio Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 0000269175 |
|---|---|
| Street Address | 2320 SADDLEBROOK TRCE |
| City | CUMMING |
| State | GA |
| Zip | 30040-7544 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MP |
| Legal Description | 3-1 1169 LT 41 MARTINGALE AT MOUTAIN CREST |
| Legal Subdivision | BRIDLEWOOD AT MOUNTAIN CREST |
| Legal Block | 1 |
| Legal Lot Number | 41 |
| Jurisdiction | FORSYTH GA |
| Township / Civil Division | CUMMING |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 130414 |
Source: Forsyth County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2320 SADDLEBROOK TRCE, CUMMING, GA 30040-7544 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jul 31, 2018 | Quit Claim Deed, Transfer OTHER |
| Jul 31, 2018 | Grant Deed, Subdivision Related Transfer · Conventional with PMI PROSPERITY HM MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 12, 2024 · Amount on Record |
| Deed Sale | Jul 12, 2024 · Amount on Record |
| Prior Sale | Jul 26, 2018 · Amount on Record |
| Deed Book / Page | 11300 / 551 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | FORSYTH GA |
| Recording Date | Jul 31, 2018 |
| Property Address | 2320 SADDLEBROOK TRCE, CUMMING, GA 30040-7544 |
| Document Number | 0086320667 |
| Book / Page | 008632 / 000667 |
| Instrument Date | Jul 26, 2018 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2018 |
| Title Company | OTHER |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2320 SADDLEBROOK TRCE CUMMING GA 300407544, CUMMING, GA 30040-7544 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FORSYTH GA |
| Recording Date | Jul 31, 2018 |
| Property Address | 2320 SADDLEBROOK TRCE, CUMMING, GA 30040-7544 |
| Document Number | 0086320651 |
| Book / Page | 008632 / 000651 |
| Instrument Date | Jul 26, 2018 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 17, 2018 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $525.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2320 SADDLEBROOK TRCE CUMMING GA 300407544, CUMMING, GA 30040-7544 |
| Document Number | 86320652 |
|---|---|
| Date | Jul 31, 2018 |
| Book Page | 008632/000652 |
| Name | PROSPERITY HM MTG |
|---|---|
| Type | Mortgage Company |
| Address | CHANTILLY, GA 20151 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 30, 2048 |
Source: Forsyth County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Forsyth County |
| Unified School District | Forsyth County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,001.00 (+13.04%) | $373,952 (+32.39%) Land $68,000 Building $305,952 | $934,880 (+32.39%) Land $170,000 Building $764,880 |
| 2024 | $7,963.00 (+28.37%) | ||
| 2023 | $6,203.00 (-4.79%) | $282,464 (+28.22%) Land $56,000 Building $226,464 | $706,160 (+28.22%) Land $140,000 Building $566,160 |
| 2022 | $6,515.00 | $220,292 Land $42,000 Building $178,292 | $550,730 Land $105,000 Building $445,730 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2023) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2023 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 82% of Georgia |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CUMMING serves 58,661 people · EPA ID GA1170000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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