2320 S Old Mill Ave, Independence, MO 64057 Property Records

Jackson County property record for 2320 S Old Mill Ave, Independence, MO 64057

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,424 sqft · built 2021
Lot Size	0.182 acres (7,936 sqft)
Owner	2 Individual Names on File
Last Sale	$335,000 (Nov 2025)
Tax Bill	$5,251 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Apr 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`25-630-04-06`

Property Details

APN / Parcel Number

Primary APN	`25-630-04-06`
Alternative APNs	`25-630-04-06-00-0-00-000` `1726684`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	1 Story
Building Area	1,424 sqft Living Area
1st Floor Area	598 sqft
Basement Area	448 sqft
Finished Basement	448 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Ranch
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,936 sqft (0.182 acres)
View / Lot	Interior
Porch	Open Porch
Deck Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1726684
Street Address	2320 S OLD MILL AVE
City	INDEPENDENCE
State	MO
Zip	64057-7814
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PRAIRIE LANDING 1ST PLAT---LOT 11
Legal Subdivision	PRAIRIE LANDING 1ST PLAT
Legal Block	1
Legal Lot Number	11
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	1
Census Block	1020
Census Tract	14702

Owner

2320 S Old Mill Ave is owned and occupied by two individuals who bought it in November 2025.

Source: Jackson County records, as of August 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2320 S OLD MILL AVE, INDEPENDENCE, MO 64057-7814
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2025	Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Apr 5, 2022	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Apr 4, 2022	Deed, Transfer FIRST AMERICAN TITLE
Nov 4, 2020	Warranty Deed, Construction Loan · Line of Credit FIDELITY BK
Oct 29, 2020	Warranty Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 19, 2025 · Amount on File
Deed Sale	Nov 19, 2025 · Amount on File
Prior Sale	Apr 4, 2022
Deed Document Number	202586309
Record Updated	Oct 29, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Nov 19, 2025
Property Address	2320 S OLD MILL AVE, INDEPENDENCE, MO 64057-7814
Document Number	00E0086309
Instrument Date	Nov 14, 2025
Instrument	2025E0086309
Transaction Type	Transfer
Record Updated	Dec 18, 2025
Title Company	ALOHA TITLE, ALPHA TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2320 S OLD MILL AVE, INDEPENDENCE, MO 64057-7814

Mortgage

Document Number	00E0091211
Date	Nov 19, 2025
Instrument	2025E0091211

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	2320 S OLD MILL AVE, INDEPENDENCE, MO 64057-7814
Transaction Type	Mortgage
Record Updated	Nov 7, 2022
Title Company	CONTINENTAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2320 S OLD MILL AVE, INDEPENDENCE, MO 64057-7814

Mortgage

Document Number	00E0032099
Date	Apr 5, 2022
Instrument	2022E0032099

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

April 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	JACKSON MO
Recording Date	Apr 4, 2022
Property Address	2320 S OLD MILL AVE, INDEPENDENCE, MO 64057-7814
Document Number	00E0031796
Instrument Date	Mar 22, 2022
Instrument	2022E0031796
Transaction Type	Transfer
Record Updated	Nov 7, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14071 DRURY CT, 14071, GRANDVIEW, MO 64030-3944

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2320 S OLD MILL AVE, INDEPENDENCE, MO 64057-7814

November 2020: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Nov 4, 2020
Property Address	2320 S OLD MILL AVE, INDEPENDENCE, MO 64057-7814
Document Number	000E103919
Instrument Date	Oct 20, 2020
Instrument	103919E
Transaction Type	Construction Loan
Record Updated	Dec 8, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1120 NW EAGLE RIDGE BLVD GRAIN VALLEY MO 640297350, GRAIN VALLEY, MO 64029-7350
Investor	Possibly a Property Investor

Mortgage

Document Number	E104165
Date	Nov 4, 2020
Instrument	104165E

Lender

Name	FIDELITY BK
Type	Bank
Address	OVERLAND PARK, KS 66223

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Mortgage

Document Number	E104166,
Date	Nov 4, 2020
Instrument	104166E

Lender

Name	FIDELITY BK
Type	Bank
Address	OVERLAND PARK, KS 66223

Agreement

Type	Construction Mortgage
Amount	Amount on Record

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Oct 29, 2020
Property Address	2320 S OLD MILL AVE, INDEPENDENCE, MO 64057-7814
Document Number	000E101331
Instrument Date	Oct 15, 2020
Instrument	101331E
Transaction Type	Transfer
Record Updated	Nov 20, 2020
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1120 NW EAGLE IDGE BLVD GRAIN VALLEY MO 64029, GRAIN VALLEY, MO 64029

Tax Assessment & Valuation

The 2025 property tax bill for 2320 S Old Mill Ave was $5,251, up 15.7% from the year before.

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$63,585 (-) Land $8,637 Building $54,948	$334,660 (-)
2025	$5,251.00 (+15.74%)	$63,585 Land $8,637 Building $54,948	$334,660
2024	$4,537.00 (+3.16%)
2023	$4,398.00	$55,292 Land $5,217 Building $50,075	$291,010

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2320 S Old Mill Ave in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 19 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	12 (1981–1998)
Claims Outside the SFHA	11 of 12
Most Recent Claim	Nov 1998 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2320 S Old Mill Ave is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 93% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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