Caldwell County property record for 2320 Rocky Rd, Uhland, TX 78640
| Property Type | Rural Home |
|---|---|
| Details | 2,885 sqft · built 1982 |
| Lot Size | 9.89 acres (431,026 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $13,924 (2026) |
| Deeds & Mortgages | Oct 2017 Line of Credit Dec 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1100164-026-000-00 |
| Primary APN | 1100164-026-000-00 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,885 sqft Living Area |
| 1st Floor Area | 2,885 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Georgian |
| Exterior Material | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Reinforced Concrete |
| Lot Area | 431,026 sqft (9.89 acres) |
| Garage Type | Mixed |
| Garage Area | 1,205 sqft |
| Parking Spaces | 7 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 654 sqft |
| Patio Area | 91 sqft |
| Shed | 1 Shed |
| Shed Area | 174 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 28883 |
|---|---|
| Street Address | 2320 ROCKY RD |
| City | UHLAND |
| State | TX |
| Zip | 78640-9312 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | A164 JOSEPH, LEWIS L., ACRES 9.895 |
| Legal Subdivision | JOSEPH, LEWIS L. |
| Jurisdiction | CALDWELL TX |
| Township / Civil Division | LOCKHART |
| Census Block Group | 1 |
| Census Block | 1068 |
| Census Tract | 960104 |
2320 Rocky Rd, a rural home, is owner-occupied and held in a trust since November 2019.
Source: Caldwell County records, as of September 23, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 2320 ROCKY RD, UHLAND, TX 78640-9312 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 30, 2017 | Deed of Trust, Mortgage · Line of Credit QUICKEN LOANS INC |
| Dec 4, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST LOCKHART NATIONAL BANK |
| Feb 7, 2022 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Nov 7, 2019 |
| Transfer Doc | 2022000787 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALDWELL TX |
| Property Address | 2320 ROCKY RD, UHLAND, TX 78640-9312 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TITLE SOURCE |
| Name | Verified Name |
|---|
| Document Number | 2017005768 |
|---|---|
| Date | Oct 30, 2017 |
| Instrument | 2017-005768 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Address | DETROIT, MI 48226 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Nov 1, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALDWELL TX |
| Property Address | 2320 ROCKY RD, UHLAND, TX 78640-9312 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | INDEPENDENCE TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 2020006921 |
|---|---|
| Date | Dec 4, 2020 |
| Instrument | 2020-006921 |
| Name | FIRST LOCKHART NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | LOCKHART, TX 78644 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Dec 1, 2035 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CALDWELL TX |
| Recording Date | Feb 7, 2022 |
| Property Address | 2320 ROCKY RD, UHLAND, TX 78640-9312 |
| Document Number | 2022000787 |
| Instrument Date | Nov 7, 2019 |
| Instrument | 2022-000787 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 2320 ROCKY RD, UHLAND, TX 78640-9312 |
The 2026 property tax bill for 2320 Rocky Rd was $13,924 with exemptions applied, down 6% from the year before.
Source: Caldwell County assessment roll, as of November 11, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Caldwell County |
| Unified School District | Hays Consolidated Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $13,924.00 (-5.95%) | $716,130 (-6.89%) Land $363,540 Building $352,590 | $716,130 (-22.54%) Land $363,540 Building $352,590 |
| 2025 | $14,805.00 (-92.57%) Homeowner's exemption Senior Citizen's exemption | $769,154 | $924,480 Land $511,800 Building $412,680 |
| 2024 | $199,195.00 | ||
| 2023 | $473,897 Land $467,630 Building $371,990 | $839,620 Land $467,630 Building $371,990 | |
| 2022 | $2,730.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2320 Rocky Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2320 Rocky Rd is moderate, ranking above 61% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 61% of the US · above 46% of Texas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COUNTY LINE SUD serves 19,609 people · EPA ID TX1050038 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Spry Air Fiber Fixed Wireless | 250 / 50 |
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