2320 Ridge Rd, Raleigh, NC 27612 Property Records

Wake County property record for 2320 Ridge Rd, Raleigh, NC 27612

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,940 sqft · built 1960
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Individual Names on File
Last Sale	$642,500 (Jul 2018)
Tax Bill	$7,869 (2025)
Deeds & Mortgages	Dec 2019 Line of Credit Jul 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0795.15-54-7864-000`

Property Details

APN / Parcel Number

Primary APN	`0795.15-54-7864-000`
Alternative APNs	`0795.15-54-7864 0066589` `0795547864` `006658901` `0066589`

Interior

Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,940 sqft Living Area
1st Floor Area	2,940 sqft
Basement Area	525 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 2020
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable
Lot Area	17,424 sqft (0.4 acres)
Porch	Open Porch
Porch Area	180 sqft
Deck Area	190 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	0066589
Street Address	2320 RIDGE RD
City	RALEIGH
State	NC
Zip	27612-5111
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	LO16 GLEN EDEN SUB
Legal Subdivision	GLEN EDEN SUB
Legal Lot Number	16
Jurisdiction	WAKE NC
Township / Civil Division	RALEIGH
Census Block Group	2
Census Block	2006
Census Tract	51501

Owner

Source: Wake County assessment roll, as of September 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2320 RIDGE RD, RALEIGH, NC 27612-5111
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Jul 23, 2018	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE
Aug 3, 2017	Deed of Trust, Mortgage · Line of Credit REGIONS BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 23, 2018 · Amount on Record
Deed Sale	Jul 23, 2018 · Amount on Record
Prior Sale	Aug 28, 2001 · Amount on Record
Deed Book / Page	17191 / 718
Prior Transfer Date	Feb 24, 2004
Prior Transfer Doc	106810379
Record Updated	Jun 8, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	2320 RIDGE RD, RALEIGH, NC 27612-5111
Document Number	176820822
Instrument Date	Dec 5, 2019
Transaction Type	Mortgage
Record Updated	Dec 31, 2019
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2320 RIDGE RD RALEIGH NC 276125111, RALEIGH, NC 27612-5111

Mortgage

Document Number	176820822
Date	Dec 13, 2019
Book Page	017682/000822

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 12, 2049

Interest

Rate Type	Adjustable Rate

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAKE NC
Recording Date	Jul 23, 2018
Property Address	2320 RIDGE RD, RALEIGH, NC 27612-5111
Document Number	171910718
Book / Page	017191 / 000718
Instrument Date	Jul 20, 2018
Transaction Type	Transfer
Record Updated	Jan 14, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,285.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2320 RIDGE RD RALEIGH NC 276125111, RALEIGH, NC 27612-5111

Mortgage

Document Number	171910720
Date	Jul 23, 2018
Book Page	017191/000720

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 22, 2048

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	2320 RIDGE RD, RALEIGH, NC 27612-5111
Document Number	168930182
Instrument Date	Aug 3, 2017
Transaction Type	Mortgage
Record Updated	Aug 24, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2320 RIDGE RD RALEIGH NC 276125111, RALEIGH, NC 27612-5111

Mortgage

Document Number	168930182
Date	Aug 30, 2017
Book Page	016893/000182

Lender

Name	REGIONS BK
Type	Bank
Address	BIRMINGHAM, AL 35211

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 29, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Wake County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Wake County
Municipality	Raleigh City
Unified School District	Wake County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,869.00 (+8.34%)	$900,122 (+35.45%) Land $630,000 Building $270,122	$900,122 (+35.45%) Land $630,000 Building $270,122
2023	$7,263.00	$664,531 Land $380,000 Building $284,531	$664,531 Land $380,000 Building $284,531

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	11 (1983–2016)
Claims Outside the SFHA	5 of 11
Most Recent Claim	Jul 2016 · rainfall accumulation
Claims by Event	Hurricane Fran, Sep 1996 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RALEIGH serves 650,000 people · EPA ID NC0392010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile USA.

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