2320 Reckord Rd, Joppa, MD 21085 Property Records

Harford County property record for 2320 Reckord Rd, Joppa, MD 21085

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,242 sqft · built 1967
Lot Size	0.66 acres (28,728 sqft)
Owner	2 Individual Names on File
Last Sale	$325,000 (Jun 2020)
Tax Bill	$3,400 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Jan 2020 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-149722`

Property Details

APN / Parcel Number

Primary APN	`03-149722`
Alternative APNs	`3149722` `149722`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,242 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	28,728 sqft (0.66 acres)
Lot Dimensions	189 ft deep x 136 ft wide
Garage Type	Attached
Garage Area	648 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	401 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	149722
Street Address	2320 RECKORD RD
City	JOPPA
State	MD
Zip	21085-1512
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	LOT 1 28728 SF 2320 RECKORD ROAD BEYERS HEIGHTS PT 6/79
Legal Subdivision	BEYER HEIGHTS
Legal Lot Number	1
Jurisdiction	HARFORD MD
Township / Civil Division	3, BEL AIR
Census Block Group	1
Census Block	1023
Census Tract	303400

Owner

Source: Harford County records · APN 03-149722

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2320 RECKORD RD, JOPPA, MD 21085-1512
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 09, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ABERDEEN PROVING GROUND FCU
Jun 23, 2020	Deed, Transfer · FHA Mortgage FIRST GUARANTY MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 23, 2020 · Amount on Record
Deed Sale	Jun 23, 2020 · Amount on Record
Prior Sale	Oct 14, 2008 · Amount on Record
Deed Book / Page	13933 / 193
Transfer Doc	0054700525
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	2320 RECKORD RD, JOPPA, MD 21085-1512
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2320 RECKORD RD, JOPPA, MD 21085-1512

Mortgage

Document Number	0149750424
Date	Aug 23, 2021
Book Page	14975/424

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	4314

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	2320 RECKORD RD, JOPPA, MD 21085-1512
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0136340361
Date	Jan 09, 2020
Book Page	13634/0361

Lender

Name	ABERDEEN PROVING GROUND FCU
Type	Credit Union
Address	ABERDEEN, MD 21001

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Dec 02, 2034

June 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Jun 23, 2020
Property Address	2320 RECKORD RD, JOPPA, MD 21085-1512
Document Number	0139330193
Book / Page	13933 / 193
Map Reference	MB GRG6 FO 79
Instrument Date	Jun 15, 2020
Transaction Type	Transfer
Record Updated	May 03, 2022
Title Company	SAGE TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2320 RECKORD RD, JOPPA, MD 21085-1512

Mortgage

Document Number	0013933201
Date	Jun 23, 2020
Instrument	13933/201

Lender

Name	FIRST GUARANTY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2050

Tax Assessment & Valuation

Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$331,700 (+1.78%)	$343,300 (+5.34%) Land $96,900 Building $246,400
2025	$3,400.00 (+14.21%)	$325,900 (+13.51%) Land $96,900 Building $229,000	$325,900 (-) Land $96,900 Building $229,000
2023		$287,100	$325,900 Land $96,900 Building $229,000
2022	$2,977.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 15, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	2 (1979–2013)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Apr 2013 · other causes

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 143 locations within half a mile of this property.

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