Black Hawk County property record for 2320 Rainbow Dr, Cedar Falls, IA 50613
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,367 sqft · built 1938 |
| Lot Size | 0.543 acres (23,635 sqft) |
| Owner | Individual Name on File |
| Last Sale | $299,000 (May 2026) |
| Tax Bill | $4,486 (2024) |
| Deeds & Mortgages | Mar 2024 Line of Credit May 2026 Sale & Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 8913-18-427-021 |
| Primary APN | 8913-18-427-021 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 3 Half Baths |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 2,367 sqft Living Area |
| 1st Floor Area | 1,076 sqft |
| Basement Area | 1,076 sqft |
| Unfinished Basement | 1,076 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1938 |
|---|---|
| Effective Year Built | Effective 1938 |
| Exterior Material | Aluminum Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 23,635 sqft (0.543 acres) |
| Lot Dimensions | 145 ft deep x 163 ft wide |
| Garage Type | Detached |
| Garage Area | 748 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 152 sqft |
| Patio Area | 168 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Old Parcel Number | 8913-18-427-021 |
|---|---|
| Street Address | 2320 RAINBOW DR |
| City | CEDAR FALLS |
| State | IA |
| Zip | 50613-4755 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DIV O FIRST ADD CEDAR HEIGHTS LOT 21 LOT 22 AND LOT 23 EXC PAR E PLAT OF SURVEY #2024-08957 BEING A PART OF LOT 23 DESC AS |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 18 |
| Legal Subdivision | CEDAR HEIGHTS FIRST ADD DIV O |
| Legal Lot Number | 21-23 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | CEDAR FALLS |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 2400 |
Source: Black Hawk County records · APN 8913-18-427-021
Assessment roll updated October 17, 2025 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2320 RAINBOW DR, CEDAR FALLS, IA 50613-4755 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 11, 2024 | Deed of Trust, Mortgage · Line of Credit VERIDIAN CU |
| May 13, 2026 | Warranty Deed, Transfer · Conventional Mortgage FREE STATE CREDIT UNION |
| Mar 11, 2024 | Deed of Trust, Mortgage · Line of Credit VERIDIAN CU |
| Mar 11, 2024 | Deed of Trust, Mortgage · Line of Credit VERIDIAN CU |
| May 19, 2025 | Intrafamily Transfer, Transfer |
| May 12, 2023 | Warranty Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 13, 2026 · Amount on Record |
| Deed Sale | May 13, 2026 · Amount on Record |
| Prior Sale | May 12, 2023 · Amount on Record |
| Deed Document Number | 20266886 |
| Prior Transfer Date | May 19, 2025 |
| Prior Transfer Doc | 0000006787 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 2320 RAINBOW DR, CEDAR FALLS, IA 50613-4755 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2320 RAINBOW DR, CEDAR FALLS, IA 50613-4755 |
| Document Number | 202400011022 |
|---|---|
| Date | Mar 11, 2024 |
| Instrument | 2024-00011022 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Address | PO BOX 6000, WATERLOO, IA 50704 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Mar 10, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | May 13, 2026 |
| Property Address | 2320 RAINBOW DR, CEDAR FALLS, IA 50613-4755 |
| Document Number | 0000006886 |
| Instrument Date | Apr 28, 2026 |
| Instrument | 2026.6886 |
| Transaction Type | Transfer |
| Record Updated | May 20, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $48,237.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2320 RAINBOW DR, CEDAR FALLS, IA 50613-4755 |
| Document Number | 0000006887, |
|---|---|
| Date | May 13, 2026 |
| Instrument | 2026..6887 |
| Name | FREE STATE CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.46% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 2320 RAINBOW DR, CEDAR FALLS, IA 50613-4755 |
| Transaction Type | Mortgage |
| Record Updated | Feb 19, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2320 RAINBOW DR, CEDAR FALLS, IA 50613-4755 |
| Document Number | 202400011022 |
|---|---|
| Date | Mar 11, 2024 |
| Instrument | 2024-00011022 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Address | PO BOX 6000, WATERLOO, IA 50704 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Mar 10, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 2320 RAINBOW DR, CEDAR FALLS, IA 50613-4755 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2320 RAINBOW DR, CEDAR FALLS, IA 50613-4755 |
| Document Number | 202400011022 |
|---|---|
| Date | Mar 11, 2024 |
| Instrument | 2024-00011022 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Address | PO BOX 6000, WATERLOO, IA 50704 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Mar 10, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | May 19, 2025 |
| Property Address | 2320 RAINBOW DR, CEDAR FALLS, IA 50613-4755 |
| Document Number | 202500006787 |
| Map Reference | DOC 2024-00008957 |
| Instrument Date | May 19, 2025 |
| Instrument | 2025-00006787 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2320 RAINBOW DR, CEDAR FALLS, IA 50613-4755 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | May 12, 2023 |
| Property Address | 2320 RAINBOW DR, CEDAR FALLS, IA 50613-4755 |
| Document Number | 202300015142 |
| Instrument Date | May 10, 2023 |
| Instrument | 202300015142 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $423.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2320 RAINBOW DR, CEDAR FALLS, IA 50613-4755 |
Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified May 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Cedar Falls City |
| Unified School District | Cedar Falls Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $312,900 (+12.26%) Land $42,150 Building $270,750 | $312,900 (+12.26%) Land $42,150 Building $270,750 | |
| 2024 | $4,486.00 (+10.28%) | ||
| 2023 | $278,740 (+19.8%) Land $49,390 Building $229,350 | $278,740 (+19.8%) Land $49,390 Building $229,350 | |
| 2022 | $4,068.00 Homeowner's exemption | $232,670 Land $49,390 Building $183,280 | |
| 2021 | $232,670 Land $49,390 Building $183,280 |
Source: FEMA National Flood Hazard Layer as of September 27, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 8 (1993–2008) |
| Claims Outside the SFHA | 1 of 8 |
| Most Recent Claim | Jun 2008 · Severe Storms, Tornadoes, And Flooding |
| Claims by Event |
|
| Wildfire Risk | Low lower than 99.8% of the US · lower than 98.1% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cedar Falls Municipal Communications Utility Fiber | 10,000 / 10,000 |
| Mediacom Communications Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AMG Technology Investment Group, LTD Broadband, T-Mobile USA.
Based on FCC filings for 353 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CEDAR FALLS MUNICIPAL WATER UTILITIES serves 40,713 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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