Mecklenburg County property record for 2320 Queens Rd E, Charlotte, NC 28207
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,475 sqft · built 1955 |
| Lot Size | 0.49 acres (21,379 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $800,000 (Jul 2019) |
| Tax Bill | $16,425 (2023) |
| Deeds & Mortgages | Jul 2017 Mortgage Feb 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 175-011-12 |
| Primary APN | 175-011-12 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,475 sqft Heated Area |
| Gross Area | 3,205 sqft |
| 1st Floor Area | 2,475 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Brick Veneer |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 21,379 sqft (0.49 acres) |
| Porch | Porch |
| Porch Area | 180 sqft |
| Patio Area | 250 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 175-011-12 |
|---|---|
| Street Address | 2320 QUEENS RD E |
| City | CHARLOTTE |
| State | NC |
| Zip | 28207-2760 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-22MF |
| Legal Description | PT1 B97&ST M7-79 |
| Legal Subdivision | MYERS PARK |
| Legal Block | 97 |
| Legal Lot Number | 1 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 2702 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Myers Park Historic District listed 1987 · 678 contributing resources · NRIS 87000655 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Mecklenburg County records, as of May 24, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2320 QUEENS RD E, CHARLOTTE, NC 28207-2760 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 12, 2017 | Deed of Trust, Mortgage · Commercial Mortgage SOUTH STATE BANK |
| Feb 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage COGENT BANK |
| Jul 8, 2019 | Warranty Deed, Transfer · ARM NEWDOMINION BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 8, 2019 · Amount on Record |
| Deed Sale | Jul 8, 2019 · Amount on Record |
| Deed Document Number | 0033652514 |
| Deed Book / Page | 33652 / 514 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 2320 QUEENS RD E, CHARLOTTE, NC 28207-2760 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000092850 |
|---|---|
| Date | Jul 12, 2017 |
| Book Page | 31956/238 |
| Instrument | 2017092850 |
| Name | SOUTH STATE BANK |
|---|---|
| Type | Bank |
| Address | COLUMBIA, SC 29202 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jul 20, 2027 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 2320 QUEENS RD E, CHARLOTTE, NC 28207-2760 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000021688 |
|---|---|
| Date | Feb 14, 2020 |
| Book Page | 34286/348 |
| Instrument | 2020021688 |
| Name | COGENT BANK |
|---|---|
| Type | Bank |
| Address | NASHVILLE, TN 37201 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.12% |
| Type Change Date | Mar 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 9.12% |
| Index | 1-Year CMT |
| Max Rate | 9.12% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Jul 8, 2019 |
| Property Address | 2320 QUEENS RD E, CHARLOTTE, NC 28207-2760 |
| Document Number | 0000085677 |
| Book / Page | 33652 / 514 |
| Map Reference | MB 7 PG 79 |
| Instrument Date | Jun 2, 2019 |
| Instrument | 2019085677 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2021 |
| Title Company | HARBOR CITY TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,600.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2210 ROSWELL AVE APT 101, 2210, CHARLOTTE, NC 28207-2744 |
| Name | Verified Name |
|---|---|
| Address | 2320 QUEENS RD E, CHARLOTTE, NC 28207-2760 |
| Document Number | 0000085678 |
|---|---|
| Date | Jul 8, 2019 |
| Instrument | 2019085678 |
| Name | NEWDOMINION BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.62% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Aug 1, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 3.31% |
| Max Rate At Change | 5.62% |
| Index | 1-Year CMT |
| Max Rate | 9.62% |
Source: Mecklenburg County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 15 (1979–2017) |
| Claims Outside the SFHA | 5 of 15 |
| Most Recent Claim | Jul 2017 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.9% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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