San Luis Obispo County property record for 2320 Ocean St, Oceano, CA 93445
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,357 sqft · built 1997 |
| Lot Size | 0.16 acres (7,000 sqft) |
| Owner | Trust Name on Record |
| Tax Bill | $2,857 (2025) |
| Deeds & Mortgages | Nov 2023 Line of Credit May 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 062-099-027 |
| Primary APN | 062-099-027 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,357 sqft Living Area |
| Year Built | Built 1997 |
|---|---|
| Construction Type | Wood |
| Lot Area | 7,000 sqft (0.16 acres) |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air |
|---|---|
| Sewer | Connected |
| Street Address | 2320 OCEAN ST |
|---|---|
| City | OCEANO |
| State | CA |
| Zip | 93445-8903 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF |
| Legal Description | TN OCEANO BL 23 LTS 15 & 16 |
| Legal Subdivision | OCEANO |
| Legal Block | 23 |
| Legal Lot Number | 15,16 16 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | ARROYO GRANDE |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 12202 |
Source: San Luis Obispo County records, as of September 29, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Trust Name on Record |
|---|---|
| Mailing Address | 2320 OCEAN ST, OCEANO, CA 93445-8903 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Nov 17, 2023 | Deed of Trust, Mortgage · Line of Credit MECHANICS BANK |
| May 22, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Prior Sale | Feb 10, 1998 · Amount on Record |
| Last Transfer Date | May 22, 2017 |
| Transfer Doc | 0000022194 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 2320 OCEAN ST, OCEANO, CA 93445-8903 |
| Transaction Type | Mortgage |
| Record Updated | Dec 5, 2023 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 2320 OCEAN ST, OCEANO, CA 93445-8903 |
| Document Number | 0000034789 |
|---|---|
| Date | Nov 17, 2023 |
| Instrument | 2023034789 |
| Name | MECHANICS BANK |
|---|---|
| Type | Bank |
| Address | ARROYO GRANDE, CA 93420 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | May 22, 2017 |
| Property Address | 2320 OCEAN ST, OCEANO, CA 93445-8903 |
| Document Number | 0000022194 |
| Instrument Date | May 13, 2017 |
| Instrument | 22194 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 2320 OCEAN ST OCEANO CA 934458903, OCEANO, CA 93445-8903 |
Source: San Luis Obispo County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Unified School District | Lucia Mar Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $2,857.00 (+4.92%) Homeowner's exemption | $243,548 (+4.04%) Land $95,788 Building $147,760 |
| 2023 | $2,723.00 (+1.42%) Homeowner's exemption | $234,092 Land $92,069 Building $142,023 |
| 2022 | $2,685.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCEANO COMM SERVICES DIST. serves 7,598 people · EPA ID CA4010005 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 487 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Surfnet Communications Fixed Wireless | 100 / 20 |
May also be available: Astound Broadband, Peak WiFi, Ranch Wifi, T-Mobile, Verizon.
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