2320 Oak Beach Blvd, Sebring, FL 33875 Property Records

Highlands County property record for 2320 Oak Beach Blvd, Sebring, FL 33875

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 4,528 sqft · built 2015
Lot Size	0.326 acres (14,227 sqft)
Owner	Individual Name on File
Last Sale	$910,000 (May 2023)
Tax Bill	$9,259 (2024)
Deeds & Mortgages	May 2023 Sale Aug 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C-32-35-29-040-0110-0010`

Property Details

APN / Parcel Number

Primary APN	`C-32-35-29-040-0110-0010`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Stories	2 Stories
Building Area	4,528 sqft Living Area
1st Floor Area	2,392 sqft
2nd Floor Area	775 sqft
Upper Floors Area	1,524 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Exterior Material	Wood
Construction Type	Wood Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	14,227 sqft (0.326 acres)
Lot Dimensions	180 ft deep x 80 ft wide
Garage Type	Finished
Garage Area	693 sqft
Driveway	Driveway
Driveway Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Pool Area	468 sqft
Porch	Open Porch
Porch Area	767 sqft
Deck Area	744 sqft
Patio Area	746 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	2320 OAK BEACH BLVD
City	SEBRING
State	FL
Zip	33875-6471
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	OAK BEACH COLONY SUB PB 7-PG 20 LOT 1 BLK 11
Legal Range	29E
Legal Township	35S
Legal Section	32
Legal Subdivision	OAK BEACH COLONY SUB
Legal Block	11
Legal Lot Number	1
Jurisdiction	HIGHLANDS FL
Township / Civil Division	LAKE PLACID
Census Block Group	1
Census Block	1000
Census Tract	961401

Owner

2320 Oak Beach Blvd is owned and occupied by an individual who bought it in May 2023.

Source: Highlands County records, as of December 12, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	2320 OAK BEACH BLVD, SEBRING, FL 33875-6471
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 3, 2023	Warranty Deed, Transfer CAPSTONE TITLE LLC
Aug 2, 2022	Intrafamily Transfer, Transfer ATTORNEY
Feb 23, 2021	Warranty Deed, Transfer HEARTLAND TITLE COMPANY, HEARTLAND TITLE INS AGCY CO
Jul 16, 2019	Deed of Trust, Mortgage · Conventional with PMI MIDFLORIDA CU ISAOA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 3, 2023 · Amount on File
Deed Sale	May 3, 2023 · Amount on File
Prior Sale	Aug 2, 2022
Deed Document Number	2148993
Deed Book / Page	2972 / 686
Record Updated	Jun 8, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	May 3, 2023
Property Address	2320 OAK BEACH BLVD, SEBRING, FL 33875-6471
Document Number	0002148993
Book / Page	2972 / 686
Map Reference	MB 7 PG 20
Instrument Date	May 1, 2023
Instrument	2148993
Transaction Type	Transfer
Record Updated	May 16, 2023
Title Company	CAPSTONE TITLE LLC

Transaction

Amount	Amount on Record
Tax	$6,370.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1701 SW BELLEVUE AVE, SAINT LUCIE WEST, FL 34953-1015

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2320 OAK BEACH BLVD, SEBRING, FL 33875-6471

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HIGHLANDS FL
Recording Date	Aug 2, 2022
Property Address	2320 OAK BEACH BLVD, SEBRING, FL 33875-6471
Document Number	0002108125
Book / Page	2922 / 1273
Map Reference	MB 7 PG 20
Instrument Date	Aug 1, 2022
Instrument	2108125
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2320 OAK BEACH BLVD, 2320, SEBRING, FL 33875-6471

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2320 OAK BEACH BLVD, SEBRING, FL 33875-6471

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Feb 23, 2021
Property Address	2320 OAK BEACH BLVD, SEBRING, FL 33875-6471
Document Number	0002020430
Book / Page	2804 / 86
Map Reference	MB 7 PG 20
Instrument Date	Feb 19, 2021
Instrument	2020430
Transaction Type	Transfer
Record Updated	Dec 17, 2021
Title Company	HEARTLAND TITLE COMPANY, HEARTLAND TITLE INS AGCY CO

Transaction

Amount	Amount on Record
Tax	$4,270.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2320 OAK BEACH BLVD, SEBRING, FL 33875-6471

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	2320 OAK BEACH BLVD, SEBRING, FL 33875-6471
Document Number	0001949382
Instrument Date	Jul 16, 2019
Transaction Type	Mortgage
Record Updated	Jul 31, 2019
Title Company	HEARTLAND TITLE INSURANCE, HEARTLAND TITLE INS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2320 OAK BEACH BLVD SEBRING FL 338756471, SEBRING, FL 33875-6471

Mortgage

Document Number	0001949382
Date	Jul 24, 2019
Book Page	002704/000146
Instrument	1949382

Lender

Name	MIDFLORIDA CU ISAOA
Type	Credit Union
Address	LAKELAND, FL 33802-8008

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	Jul 23, 2034

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$720,884	$747,742 Land $71,400 Building $676,342
2024	$9,259.00 (+93.95%)
2023	$4,774.00 (-1.49%) Homeowner's exemption Widower's exemption	$365,111 (+3%)	$686,328 (+13.48%) Land $58,800 Building $627,528
2022	$4,846.00 Homeowner's exemption Widower's exemption	$354,477	$604,827 Land $58,800 Building $546,027

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2320 Oak Beach Blvd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	7 (2017–2024)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims Hurricane Helene, Sep 2024 · 2 claims Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2320 Oak Beach Blvd is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 40% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE JOSEPHINE HEIGHTS private · serves 1,325 people · EPA ID FL6280162
Water Source	Groundwater
Last State Inspection	Jan 2023
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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