2320 Needham Rd, El Cajon, CA 92020 Property Records

San Diego County property record for 2320 Needham Rd, El Cajon, CA 92020 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,074 sqft · built 2007
Lot Size0.138 acres (6,032 sqft)
Owner2 Individual Names on File
Last Sale$660,000 (Apr 2007)
Tax Bill$11,234 (2025)
Deeds & MortgagesDec 2023 Second Mortgage
Apr 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN481-150-77-00

Property Details

APN / Parcel Number

Primary APN481-150-77-00

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area2,074 sqft Living Area

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Lot Area6,032 sqft (0.138 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address2320 NEEDHAM RD
CityEL CAJON
StateCA
Zip92020-2053
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPAR 2 TR PM19704
Legal SubdivisionSHARON WAY SUBDIVISION
Legal Tract1019704
Legal Block3
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group3
Census Block3015
Census Tract16201

Owner

Source: San Diego County records · APN 481-150-77-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2320 NEEDHAM RD, EL CAJON, CA 92020-2053
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Dec 15, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
SPRING EQ LLC
Apr 19, 2022Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 19, 2007 · Amount on Record
Deed SaleApr 19, 2007 · Amount on Record
Deed Document Number2007268019
Record UpdatedSep 20, 2026

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address2320 NEEDHAM RD, EL CAJON, CA 92020-2053
Transaction TypeMortgage
Record UpdatedDec 26, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address2320 NEEDHAM RD, EL CAJON, CA 92020-2053

Mortgage

Document Number0000344587
DateDec 15, 2023
Instrument2023-0344587
Lender
NameSPRING EQ LLC
TypeMortgage Company
AddressCONSHOHOCKEN, PA 19428
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2054

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address2320 NEEDHAM RD, EL CAJON, CA 92020-2053
Transaction TypeMortgage
Record UpdatedApr 27, 2022
Title CompanyFIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

NameVerified Name
Address2320 NEEDHAM RD, EL CAJON, CA 92020-2053

Mortgage

Document Number0000171095
DateApr 19, 2022
Instrument2022-0171095
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2052

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEl Cajon City
Secondary School DistrictGrossmont Union High School District (09 - 12)
Elementary School DistrictLa Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$901,876 (+2%) Land $478,267 Building $423,609
2025$11,234.00 (+10.85%) Homeowner's exemption$884,193 (+12.64%) Land $468,890 Building $415,303
2023$10,134.00 (+3.42%) Homeowner's exemption$785,000 Land $370,000 Building $415,000
2022$9,799.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730162013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies3 in force
Nearby Flood Claims4 (1980–2018)
Claims Outside the SFHA4 of 4
Most Recent ClaimDec 2018, rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 547 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
Cox CommunicationsCable2,000 / 100
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: AT&T, California Internet, Cox Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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