2320 N Harding St, Indianapolis, IN 46208 Property Records

Marion County property record for 2320 N Harding St, Indianapolis, IN 46208

Property Summary

Property Type	Single Family Home
Details	2 bd · 1,830 sqft · built 1920
Lot Size	0.257 acres (11,200 sqft)
Owner	Individual Name on File
Last Sale	$160,000 (Mar 2023)
Tax Bill	$1,543 (2024)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Feb 2022 Foreclosure + 3 more
Flood Zone	Zone X (minimal risk)
APN	`49-06-27-127-186.000-101`

Property Details

APN / Parcel Number

Primary APN	`49-06-27-127-186.000-101`
Alternative APN	`1048413`

Interior

Bedrooms	2 Beds
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,830 sqft Living Area
Gross Area	2,649 sqft
1st Floor Area	1,011 sqft
Attic	Attic
Attic Area	1,638 sqft
Basement Area	819 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 2004
Construction Type	Frame
Roof Material	Asphalt
Lot Area	11,200 sqft (0.257 acres)
Lot Dimensions	140 ft deep x 80 ft wide

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	2320 N HARDING ST
City	INDIANAPOLIS
State	IN
Zip	46208-5207
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZO01
Legal Description	MILLER & WACKERS PARKWAY ADD L186 & L187
Legal Subdivision	MILLER & WACKERS PARKWAY ADD
Legal Lot Number	186
Jurisdiction	MARION IN
Township / Civil Division	CENTER
Census Block Group	3
Census Block	3010
Census Tract	353600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Riverside Drive Historic District listed 2019 · 560 contributing resources · NRIS 100004043

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

2320 N Harding St is owned and occupied by an individual who bought it in March 2023.

Source: Marion County records, as of March 16, 2026

Owner of Record	Individual Name on File
Mailing Address	2320 N HARDING ST, INDIANAPOLIS, IN 46208-5207
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 14, 2023	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage PNC BANK
Feb 1, 2022	Sheriff's Deed, Foreclosure
Nov 28, 2017	Quit Claim Deed, Transfer NOT AVAILABLE
Nov 28, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Jul 5, 2017	Tax Deed, Foreclosure NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 14, 2023 · Amount on File
Deed Sale	Mar 14, 2023 · Amount on File
Prior Sale	Feb 1, 2022 · Amount on File
Deed Document Number	202319455
Prior Transfer Date	Jan 26, 2022
Prior Transfer Doc	0000014590
Record Updated	Oct 29, 2026

March 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MARION IN
Recording Date	Mar 14, 2023
Property Address	2320 N HARDING ST, INDIANAPOLIS, IN 46208-5207
Document Number	0000019455
Map Reference	PB 12 PG 137-138
Instrument Date	Mar 6, 2023
Instrument	A202300019455
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 21, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2320 N HARDING ST, INDIANAPOLIS, IN 46208-5207

Mortgage

Document Number	0000019456
Date	Mar 14, 2023
Instrument	A202300019456

Lender

Name	PNC BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

February 2022: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	MARION IN
Recording Date	Feb 1, 2022
Property Address	2320 N HARDING ST, INDIANAPOLIS, IN 46208-5207
Document Number	0000014590
Instrument Date	Jan 26, 2022
Instrument	A202200014590
Transaction Type	Foreclosure
Record Updated	Feb 23, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14300 ORANGE BLOSSOM TRL, FISHERS, IN 46038-7432

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARION IN
Recording Date	Nov 28, 2017
Property Address	2320 N HARDING ST, INDIANAPOLIS, IN 46208-5207
Document Number	0000132823
Instrument Date	Nov 16, 2017
Instrument	132823
Transaction Type	Transfer
Record Updated	Dec 10, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 78634 INDIANAPOLIS IN 462780634, INDIANAPOLIS, IN 46278-0634

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARION IN
Recording Date	Nov 28, 2017
Property Address	2320 N HARDING ST, INDIANAPOLIS, IN 46208-5207
Document Number	0000132822
Instrument Date	Nov 16, 2017
Instrument	132822
Transaction Type	Transfer
Record Updated	Dec 10, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	202 E MARKET ST INDIANAPOLIS IN 462043306, INDIANAPOLIS, IN 46204-3306
Investor	Possibly a Property Investor

July 2017: Tax Deed, Foreclosure

Document Type	Tax Deed
Jurisdiction	MARION IN
Recording Date	Jul 5, 2017
Property Address	2320 N HARDING ST, INDIANAPOLIS, IN 46208-5207
Document Number	0000075949
Instrument Date	May 18, 2017
Instrument	75949
Transaction Type	Foreclosure
Record Updated	Dec 10, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	200 E WASHINGTON ST #2042 INDIANAPOLIS IN 462043328, 2042, INDIANAPOLIS, IN 46204-3328

Tax Assessment & Valuation

Source: Marion County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Marion County
County Subdivision	Center Township
Consolidated City	Indianapolis City
Unified School District	Indianapolis Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$153,100 Land $25,100 Building $128,000	$153,100 Land $25,100 Building $128,000
2024	$1,543.00 (+7.75%)
2023	$1,432.00 (-17.98%)	$135,800 (+83.76%) Land $25,100 Building $110,700	$135,800 (+83.76%) Land $25,100 Building $110,700
2022	$1,746.00 (+38.13%)	$73,900 Land $6,800 Building $67,100	$73,900 Land $6,800 Building $67,100
2021	$1,264.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2320 N Harding St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2320 N Harding St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITIZENS WATER - INDIANAPOLIS serves 880,345 people · EPA ID IN5249004
Water Source	Surface water
Last State Inspection	May 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 502 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, T-Mobile, Xiber.

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