2320 Millcrest Ter, Midlothian, VA 23112 Property Records

Chesterfield County property record for 2320 Millcrest Ter, Midlothian, VA 23112

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,042 sqft · built 2006
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on Record
Last Sale	$330,500 (Dec 2015)
Tax Bill	$4,255 (2026)
Deeds & Mortgages	Nov 2022 Second Mortgage Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`722-68-90-32-400-000`

Property Details

APN / Parcel Number

Primary APN	`722-68-90-32-400-000`
Alternative APN	`377563002`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,042 sqft Finished Area
1st Floor Area	5 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Traditional
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Masonry
Roof Material	Composition Shingle
Lot Area	11,326 sqft (0.26 acres)
View / Lot	Cul-de-sac
Garage Area	437 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	155 sqft
Deck Area	192 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	377563002
Street Address	2320 MILLCREST TER
City	MIDLOTHIAN
State	VA
Zip	23112-4398
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R7 - SINGL
Legal Description	MILLCREST 045
Legal Subdivision	MILLCREST AT BRANDERMILL
Legal Lot Number	45
Jurisdiction	CHESTERFIELD VA
Township / Civil Division	CLOVER HILL
Census Block Group	1
Census Block	1004
Census Tract	100938

Owner

Source: Chesterfield County records, as of June 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	2320 MILLCREST TER, MIDLOTHIAN, VA 23112-4398
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ARGENT FEDERAL CREDIT UNION
Jan 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS
Dec 17, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 21, 2015 · Amount on Record
Deed Sale	Dec 21, 2015 · Amount on Record
Prior Sale	Apr 17, 2006 · Amount on Record
Deed Document Number	201547922
Deed Book / Page	11086 / 315
Last Transfer Date	Nov 21, 2019
Transfer Doc	12562-392
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	2320 MILLCREST TER, MIDLOTHIAN, VA 23112-4398
Transaction Type	Mortgage
Record Updated	Jun 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0014144-66
Date	Nov 23, 2022
Book Page	14144/66
Instrument	2022048395

Lender

Name	ARGENT FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Nov 16, 2042

Interest

Rate Type	Adjustable Rate

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	2320 MILLCREST TER, MIDLOTHIAN, VA 23112-4398
Document Number	13213310
Instrument Date	Jan 28, 2021
Transaction Type	Mortgage
Record Updated	Feb 16, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2320 MILLCREST TER MIDLOTHIAN VA 231124398, MIDLOTHIAN, VA 23112-4398

Mortgage

Document Number	13213310
Date	Jan 29, 2021
Book Page	013213/000310
Instrument	6177

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 28, 2051

Interest

Rate Type	Fixed Rate

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHESTERFIELD VA
Recording Date	Dec 17, 2019
Property Address	2320 MILLCREST TER, MIDLOTHIAN, VA 23112-4398
Document Number	12562392
Book / Page	012562 / 000392
Instrument Date	Nov 21, 2019
Instrument	51532
Transaction Type	Transfer
Record Updated	Jan 7, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2320 MILLCREST TER MIDLOTHIAN VA 231124398, MIDLOTHIAN, VA 23112-4398

Tax Assessment & Valuation

Source: Chesterfield County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Chesterfield County
Unified School District	Chesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,255.00	$475,300 (-) Land $76,500 Building $398,800	$475,300 (-) Land $76,500 Building $398,800
2025	$4,255.00 (+8.35%)	$475,300 (+10.84%) Land $76,500 Building $398,800	$475,300 (+10.84%) Land $76,500 Building $398,800
2023	$3,927.00	$428,800 Land $72,000 Building $356,800	$428,800 Land $72,000 Building $356,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.5% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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