2320 Malvern St, Cambria, CA 93428 Property Records

San Luis Obispo County property record for 2320 Malvern St, Cambria, CA 93428

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,112 sqft · built 1985
Lot Size	0.16 acres (6,968 sqft)
Owner	Company Name on File
Last Sale	$360,000 (Jun 2002)
Tax Bill	$7,897 (2025)
Deeds & Mortgages	Mar 2024 Line of Credit Jan 2024 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`023-383-056`

Property Details

APN / Parcel Number

Primary APN	`023-383-056`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,112 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Construction Type	Wood
Lot Area	6,968 sqft (0.16 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	2320 MALVERN ST
City	CAMBRIA
State	CA
Zip	93428-5010
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	PM 31/59 PARS B & C
Legal Subdivision	PARCEL MAP COAL 81-194
Legal Block	3
Legal Lot Number	B,C
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	3
Census Block	3028
Census Tract	10403

Owner

2320 Malvern St is owned by a company that acquired it in January 2024.

Source: San Luis Obispo County records, as of August 6, 2026

Owner of Record	Company Name on File
Mailing Address	579 RANCHITOS DEL SOL, APTOS, CA 95003-9733
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2024	Deed of Trust, Mortgage · Line of Credit COMERICA BANK
Jan 26, 2024	Intrafamily Transfer, Transfer
Jan 26, 2024	Intrafamily Transfer, Transfer
Apr 14, 2023	Intrafamily Transfer, Transfer
Feb 2, 2023	Deed of Trust, Mortgage · Line of Credit COMERICA BANK
Jun 10, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 11, 2002 · Amount on File
Deed Sale	Jun 11, 2002 · Amount on File
Deed Document Number	200247827
Last Transfer Date	Jan 8, 2024
Transfer Doc	0000002164
Record Updated	Sep 20, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	2320 MALVERN ST, CAMBRIA, CA 93428-5010
Transaction Type	Mortgage
Record Updated	Mar 13, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1769, CAMBRIA, CA 93428-1769

Mortgage

Document Number	0000005753
Date	Mar 5, 2024
Instrument	2024005753

Lender

Name	COMERICA BANK
Type	Bank
Address	DALLAS, TX 75201

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 5, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jan 26, 2024
Property Address	2320 MALVERN ST, CAMBRIA, CA 93428-5010
Document Number	0000002164
Map Reference	MB 31 PG 59
Instrument Date	Jan 8, 2024
Instrument	2024002164
Transaction Type	Transfer
Record Updated	Feb 6, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	579 RANCHITOS DEL SOL, APTOS, CA 95003-9733

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jan 26, 2024
Property Address	2320 MALVERN ST, CAMBRIA, CA 93428-5010
Document Number	0000002163
Map Reference	MB 31 PG 59
Instrument Date	Jan 8, 2024
Instrument	2024002163
Transaction Type	Transfer
Record Updated	Feb 6, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	579 RANCHITOS DEL SOL, APTOS, CA 95003-9733

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Apr 14, 2023
Property Address	2320 MALVERN ST, CAMBRIA, CA 93428-5010
Document Number	0000010285
Map Reference	MB 31 PG 59
Instrument Date	Mar 25, 2023
Instrument	2023010285
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	579 RANCHITOS DEL SOL, APTOS, CA 95003-9733

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	2320 MALVERN ST, CAMBRIA, CA 93428-5010
Transaction Type	Mortgage
Record Updated	Feb 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1769, CAMBRIA, CA 93428-1769

Mortgage

Document Number	0000003060
Date	Feb 2, 2023
Instrument	2023003060

Lender

Name	COMERICA BANK
Type	Bank
Address	DALLAS, TX 75201

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jun 10, 2020
Property Address	2320 MALVERN ST, CAMBRIA, CA 93428-5010
Document Number	0000028237
Instrument Date	May 6, 2020
Instrument	28237
Transaction Type	Transfer
Record Updated	Jun 19, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	579 RANCHITOS DEL SOL APTOS CA 950039733, APTOS, CA 95003-9733

Tax Assessment & Valuation

The 2025 property tax bill for 2320 Malvern St was $7,897.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Coast Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$730,388 (+2%) Land $322,546 Building $407,842
2025	$7,897.00	$716,068 Land $316,222 Building $399,846
2023	$7,514.00 (+2.02%) Homeowner's exemption	$688,264 Land $303,944 Building $384,320
2022	$7,365.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2320 Malvern St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2320 Malvern St is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 62% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAMBRIA COMM SERVICES DIST serves 6,038 people · EPA ID CA4010014
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 458 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Astound Broadband, Ranch Wifi.

Cell Coverage

5G and 4G LTE (outdoors only)

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