2320 Loisy Blvd, Hernando, MS 38632 Property Records

DeSoto County property record for 2320 Loisy Blvd, Hernando, MS 38632

Property Summary

Property Type	Single Family Home
Details	4 bd · 3,406 sqft · built 2022
Lot Size	0.285 acres (12,399 sqft)
Owner	Individual Name on Record
Last Sale	$445,900 (Jun 2026)
Tax Bill	$4,090 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Nov 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3-07-5-21-04-0-00089-00`

Property Details

APN / Parcel Number

Primary APN	`3-07-5-21-04-0-00089-00`

Interior

Bedrooms	4 Beds
Total Rooms	8 Rooms
Building Area	3,406 sqft Adjusted Area
1st Floor Area	1,995 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Brick Veneer
Roof Material	Shingle
Lot Area	12,399 sqft (0.285 acres)

Location & Zoning

Street Address	2320 LOISY BLVD
City	HERNANDO
State	MS
Zip	38632-2470
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	JEFFERSON ESTATE PUD SEC B LOT 89
Legal Range	007
Legal Township	03S
Legal Section	21
Legal Subdivision	JEFFERSON ESTATE
Legal Lot Number	89
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	2
Census Block	2017
Census Tract	71002

Owner

Source: DeSoto County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7961 MISTY MDWS, LAKE CORMORANT, MS 38641-9153
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2026	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CTR
Nov 17, 2022	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage GREAT RIVER FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 10, 2026 · Amount on Record
Deed Sale	Jun 10, 2026 · Amount on Record
Prior Sale	Nov 7, 2023
Deed Document Number	2026
Deed Book / Page	1026 / 10119
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Jun 10, 2026
Property Address	2320 LOISY BLVD, HERNANDO, MS 38632-2470
Document Number	1026/10119
Book / Page	1026 / 10119
Instrument Date	May 14, 2026
Transaction Type	Transfer
Record Updated	Jun 29, 2026
Title Company	UNITY TITLE GROUP LLC, QUALITY TITLE GROUP

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7961 MISTY MDWS, LAKE CORMORANT, MS 38641-9153

Mortgage

Document Number	5663064920,
Date	Jun 10, 2026
Book Page	5663/64920

Lender

Name	MORTGAGE RESEARCH CTR

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.3%
Max Rate	-1%

November 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Nov 17, 2022
Property Address	2320 LOISY BLVD, HERNANDO, MS 38632-2470
Document Number	001018/184
Book / Page	1018 / 184
Map Reference	MB 126 PG 14
Instrument Date	Nov 15, 2022
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 5, 2022
Title Company	NOT AVAILABLE, GUARDIAN TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3711 WILKERSON DR, 3711, SOUTHAVEN, MS 38672-1017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2320 LOISY BLVD, HERNANDO, MS 38632-2470

Mortgage

Document Number	0005634553
Date	Nov 17, 2022
Instrument	5634/553

Lender

Name	GREAT RIVER FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 15, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.49%
Type Change Date	Dec 1, 2027
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	6.49%
Index	1-Year T-Bill
Max Rate	10.4%

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of December 15, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Hernando City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,090.00 (+16.49%)	$37,690 (+37.2%) Land $4,200 Building $33,490	$376,896 (+37.2%) Land $42,000 Building $334,896
2023	$3,511.00	$27,470	$274,696 Land $42,000 Building $232,696

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 44% of Mississippi
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HERNANDO serves 14,457 people · EPA ID MS0170009
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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