2320 Loch Dr, Springfield, OR 97477 Property Records

Lane County property record for 2320 Loch Dr, Springfield, OR 97477

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,423 sqft · built 1993
Lot Size	0.189 acres (8,276 sqft)
Owner	2 Owner Names on Record
Last Sale	$146,000 (Oct 1998)
Tax Bill	$5,967 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Oct 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-03-25-11-00400-000`

Property Details

APN / Parcel Number

Primary APN	`17-03-25-11-00400-000`
Alternative APN	`1503588`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,423 sqft Finished Area
1st Floor Area	1,593 sqft
2nd Floor Area	830 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2001
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,276 sqft (0.189 acres)
Garage Type	Attached
Garage Area	436 sqft
Driveway	Driveway
Driveway Area	1,576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	1503588
Street Address	2320 LOCH DR
City	SPRINGFIELD
State	OR
Zip	97477-6519
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LD-LOW DENSITY RES
Legal Description	SUBD:AUSTIN PARK SOUTH SEC/TWN/RNG/MER:SEC 25 TWN 17 RNG 03
Legal Range	03W
Legal Township	17S
Legal Section	25
Legal Quarter	NE
Quarter-Quarter Section	NE
Legal Subdivision	AUSTIN PARK SOUTH
Legal Lot Number	400
Jurisdiction	LANE OR
Township / Civil Division	EUGENE-SPRINGFIELD
Census Block Group	1
Census Block	1024
Census Tract	2001

Owner

Source: Lane County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	2320 LOCH DR, SPRINGFIELD, OR 97477-6519
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Oct 19, 2017	Deed of Trust, Mortgage · Conventional with PMI STEARNS LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 20, 1998 · Amount on Record
Deed Sale	Oct 20, 1998 · Amount on Record
Deed Document Number	9883850
Deed Book / Page	15035
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	2320 LOCH DR, SPRINGFIELD, OR 97477-6519
Transaction Type	Mortgage
Record Updated	Mar 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016385
Date	Mar 10, 2021
Instrument	2021-016385

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	2320 LOCH DR, SPRINGFIELD, OR 97477-6519
Document Number	0000053643
Instrument Date	Oct 19, 2017
Transaction Type	Mortgage
Record Updated	Nov 3, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2320 LOCH DR SPRINGFIELD OR 974776519, SPRINGFIELD, OR 97477-6519

Mortgage

Document Number	0000053643
Date	Oct 30, 2017
Instrument	53643

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707-8788

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Oct 29, 2032

Tax Assessment & Valuation

Source: Lane County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Lane County
Municipality	Springfield City
Unified School District	Springfield School District 19 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,967.00 (+6.17%) Veteran's exemption	$325,399 (+6.09%)	$543,201 (+2.23%) Land $117,073 Building $426,128
2023	$5,620.00 (+3.38%) Veteran's exemption	$306,721 (+3%)	$531,360 (+3.57%) Land $115,330 Building $416,030
2022	$5,436.00 Veteran's exemption	$297,788	$513,038 Land $103,598 Building $409,440

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 52 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	52 in force
Nearby Flood Claims	6 (1995–2006)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Jan 2006 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Jan 2006 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 98.7% of Oregon
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD UTILITY BOARD serves 62,100 people · EPA ID OR4100837
Water Source	Surface water
Last State Inspection	Sep 2021
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 421 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	3,000 / 3,000
Xfinity Cable	2,000 / 250
Alyrica Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hunter Communications, Ziply Fiber.

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