2320 Franklins Chance Ct, Fallston, MD 21047 Property Records

Harford County property record for 2320 Franklins Chance Ct, Fallston, MD 21047

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,686 sqft · built 1996
Lot Size	1.91 acres (83,200 sqft)
Owner	2 Individual Names on Record
Last Sale	$495,000 (Nov 2018)
Tax Bill	$6,758 (2026)
Deeds & Mortgages	Sep 2026 Line of Credit Dec 2019 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`04-010981`

Property Details

APN / Parcel Number

Primary APN	`04-010981`
Alternative APNs	`4010981` `010981`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,686 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	83,200 sqft (1.91 acres)
Garage Type	Mixed
Garage Area	1,244 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	240 sqft
Patio Area	305 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	010981
Street Address	2320 FRANKLINS CHANCE CT
City	FALLSTON
State	MD
Zip	21047-1323
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 21 1.9157 AC 2320 FRANKLINS' CH COURT FRANKLIN'S CHANCE P39/52
Legal Subdivision	PLAT ONE FRANKLINS CHANCE
Legal Lot Number	21
Jurisdiction	HARFORD MD
Township / Civil Division	4, MARSHALL
Census Block Group	3
Census Block	3007
Census Tract	304201

Owner

Source: Harford County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2320 FRANKLINS CHANCE CT, FALLSTON, MD 21047-1323
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2026	Deed of Trust, Mortgage · Line of Credit PNC BANK
Dec 6, 2019	Deed of Trust, Mortgage · Conventional Mortgage TRIUMPH MORTGAGE
Aug 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage TRIUMPH MORTGAGE
Sep 1, 2021	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Nov 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage TRIUMPH MORTGAGE
Nov 15, 2018	Deed, Transfer · Conventional Mortgage TRIUMPH MORTGAGE
May 2, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage ABERDEEN PROVING GROUND FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 15, 2018 · Amount on Record
Deed Sale	Nov 15, 2018 · Amount on Record
Prior Sale	May 2, 2013 · Amount on Record
Deed Book / Page	13059 / 130
Prior Transfer Date	Apr 17, 2017
Prior Transfer Doc	0123250423
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Recording Date	Sep 1, 2026
Property Address	2320 FRANKLINS CHANCE CT, FALLSTON, MD 21047-1323
Document Number	1727000073
Book / Page	17273 / 73
Instrument Date	Aug 5, 2026
Transaction Type	Mortgage
Record Updated	Sep 10, 2026
Title Company	VISIONET SYSTEMS INC, VISIONET SYSTEMS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2320 FRANKLINS CHANCE CT, FALLSTON, MD 21047-1323

Mortgage

Document Number	1727000073,
Date	Sep 1, 2026
Book Page	17273/73

Lender

Name	PNC BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	479 Months
Due	Aug 23, 2066

Interest

Max Rate	-1%

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	2320 FRANKLINS CHANCE CT, FALLSTON, MD 21047-1323
Transaction Type	Mortgage
Record Updated	May 3, 2022
Title Company	SOLIDIFI TITLE & CLOSING LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0135810227
Date	Dec 6, 2019
Book Page	13581/0227

Lender

Name	TRIUMPH MORTGAGE
Type	Mortgage Company
Address	COLLIERVILLE, TN 38017

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Sep 1, 2049

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	2320 FRANKLINS CHANCE CT, FALLSTON, MD 21047-1323
Transaction Type	Mortgage
Record Updated	May 3, 2022
Title Company	SOLIDIFI TITLE & CLOSING LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0140090340
Date	Aug 3, 2020
Book Page	14009/340

Lender

Name	TRIUMPH MORTGAGE
Type	Mortgage Company
Address	COLLIERVILLE, TN 38017

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	2320 FRANKLINS CHANCE CT, FALLSTON, MD 21047-1323
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2320 FRANKLINS CHANCE CT, FALLSTON, MD 21047-1323

Mortgage

Document Number	0149990307
Date	Sep 1, 2021
Book Page	14999/307

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	479 Months
Due	Aug 28, 2061

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	2320 FRANKLINS CHANCE CT, FALLSTON, MD 21047-1323
Transaction Type	Mortgage
Record Updated	May 3, 2022
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0151980128
Date	Nov 19, 2021
Book Page	15198/128

Lender

Name	TRIUMPH MORTGAGE
Type	Mortgage Company
Address	COLLIERVILLE, TN 38017

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	345 Months
Due	Aug 1, 2050

November 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Nov 15, 2018
Property Address	2320 FRANKLINS CHANCE CT, FALLSTON, MD 21047-1323
Document Number	0130590130
Book / Page	13059 / 0130
Map Reference	MB39 FO52
Instrument Date	Oct 30, 2018
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,125.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2320 FRANKLINS CHANCE CT, FALLSTON, MD 21047-1323

Mortgage

Document Number	0013059135
Date	Nov 15, 2018
Instrument	13059/135

Lender

Name	TRIUMPH MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2048

May 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HARFORD MD
Recording Date	May 2, 2017
Property Address	2320 FRANKLINS CHANCE CT, FALLSTON, MD 21047-1323
Document Number	0123250423
Book / Page	12325 / 0423
Map Reference	MB39 FO52
Instrument Date	Apr 17, 2017
Instrument	12325-0423
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	GETZ TITLE GROUP LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	00000

Mortgage

Document Number	123250426
Date	May 2, 2017
Instrument	12325-0426

Lender

Name	ABERDEEN PROVING GROUND FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,758.00 (+11.41%)	$614,633 (+5.45%)	$646,400 (-) Land $159,100 Building $487,300
2025	$6,066.00 (+5.94%)	$582,867 (+8.85%)	$646,400 (+17.29%) Land $159,100 Building $487,300
2023		$535,500	$551,100 Land $159,100 Building $392,000
2022	$5,726.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: BridgeMAXX Suncoast Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Franklins Chance Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures