Lancaster County property record for 2320 Flat Creek Rd, Lancaster, SC 29720
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,560 sqft · built 1973 |
| Lot Size | 4.2 acres (182,952 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $315,000 (Oct 2022) |
| Tax Bill | $1,816 (2025) |
| Deeds & Mortgages | Jul 2023 Mortgage Oct 2022 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0080J-0L-001.00 |
| Primary APN | 0080J-0L-001.00 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,560 sqft Living Area |
| Gross Area | 2,564 sqft |
| Flooring | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Footing |
| Roof Type | Flat |
| Roof Material | Composition Shingle |
| Lot Area | 182,952 sqft (4.2 acres) |
| Garage Type | Mixed |
| Garage Area | 560 sqft |
| Porch | Porch |
| Porch Area | 344 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 12225 |
|---|---|
| Street Address | 2320 FLAT CREEK RD |
| City | LANCASTER |
| State | SC |
| Zip | 29720-7628 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RN |
| Legal Lot Number | 7-14 |
| Jurisdiction | LANCASTER SC |
| Township / Civil Division | LANCASTER |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 11001 |
Source: Lancaster County records, as of October 19, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2320 FLAT CREEK RD, LANCASTER, SC 29720-7628 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 31, 2023 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Oct 13, 2022 | Personal Representative Deed, Transfer · FHA Mortgage INTERLINC MORTGAGE SERVICES LLC |
| May 1, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Oct 4, 2022 | Deed of Distribution, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 13, 2022 · Amount on File |
| Deed Sale | Oct 13, 2022 · Amount on File |
| Deed Document Number | 202216364 |
| Deed Book / Page | 1597 / 278 |
| Prior Transfer Date | Oct 12, 2022 |
| Prior Transfer Doc | 0000016364 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER SC |
| Property Address | 2320 FLAT CREEK RD, LANCASTER, SC 29720-7628 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2320 FLAT CREEK RD, LANCASTER, SC 29720-7628 |
| Document Number | 0000009524 |
|---|---|
| Date | Jul 31, 2023 |
| Book Page | 4998/328 |
| Instrument | 2023009524 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 352 Months |
| Due | Nov 1, 2052 |
| Document Type | Personal Representative Deed |
|---|---|
| Jurisdiction | LANCASTER SC |
| Recording Date | Oct 13, 2022 |
| Property Address | 2320 FLAT CREEK RD, LANCASTER, SC 29720-7628 |
| Document Number | 0000016364 |
| Book / Page | 1597 / 278 |
| Instrument Date | Oct 12, 2022 |
| Instrument | 2022016364 |
| Transaction Type | Transfer |
| Record Updated | Oct 28, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $819.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 2320 FLAT CREEK RD, LANCASTER, SC 29720-7628 |
| Document Number | 0000016365 |
|---|---|
| Date | Oct 13, 2022 |
| Instrument | 2022016365 |
| Name | INTERLINC MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LANCASTER SC |
| Recording Date | May 1, 2018 |
| Property Address | 2320 FLAT CREEK RD, LANCASTER, SC 29720-7628 |
| Document Number | 0000006250 |
| Book / Page | 001136 / 000218 |
| Instrument Date | May 1, 2018 |
| Instrument | 6250 |
| Transaction Type | Transfer |
| Record Updated | May 7, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2320 FLAT CREEK RD LANCASTER SC 297207628, LANCASTER, SC 29720-7628 |
| Document Type | Deed of Distribution |
|---|---|
| Jurisdiction | LANCASTER SC |
| Recording Date | Oct 4, 2022 |
| Property Address | 2320 FLAT CREEK RD, LANCASTER, SC 29720-7628 |
| Document Number | 0000015845 |
| Book / Page | 1594 / 58 |
| Map Reference | MB 17 PG 61 |
| Instrument Date | May 1, 2018 |
| Instrument | 2022015845 |
| Transaction Type | Transfer |
| Record Updated | Oct 17, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2320 FLAT CREEK RD, LANCASTER, SC 29720-7628 |
Source: Lancaster County assessment roll, as of March 27, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Lancaster County |
| Unified School District | Lancaster County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,816.00 (-4.42%) | $12,440 (-32.99%) Land $2,000 Building $10,440 | $311,000 (+0.52%) Land $50,000 Building $261,000 |
| 2024 | $1,900.00 (+0.42%) | ||
| 2023 | $1,892.00 | $18,564 Land $3,000 Building $15,564 | $309,400 Land $50,000 Building $259,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 94% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LANCASTER COUNTY W&SD serves 79,107 people · EPA ID SC2920001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Aug 2024 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | E. coli resolved · Feb 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Comporium Cable | 1,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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