2320 Elderberry Dr, Edgewood, MD 21040 Property Records

Harford County property record for 2320 Elderberry Dr, Edgewood, MD 21040 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,992 sqft · built 2009
Lot Size	0.182 acres (7,927 sqft)
Owner	Individual Name on File
Last Sale	$20,000 (Mar 2022)
Tax Bill	$3,213 (2025)
Deeds & Mortgages	Dec 2023 Mortgage Mar 2017 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`01-384309`

Property Details

APN / Parcel Number

Primary APN	`01-384309`
Alternative APN	`384309`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,992 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	7,927 sqft (0.182 acres)
Garage Type	Mixed
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Deck Area	204 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	384309
Street Address	2320 ELDERBERRY DR
City	EDGEWOOD
State	MD
Zip	21040-1131
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11 7927 SF 2320 ELDERBERRY DRIVE ROCK HALL PT 126/79
Legal Subdivision	ROCK HALL
Legal Lot Number	11
Jurisdiction	HARFORD MD
Township / Civil Division	1, ABINGDON
Census Block Group	1
Census Block	1009
Census Tract	301301

Owner

Source: Harford County records · APN 01-384309

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2320 ELDERBERRY DR, EDGEWOOD, MD 21040-1131
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2023	Deed of Trust, Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Mar 07, 2017	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Apr 19, 2022	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Mar 29, 2022	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 29, 2022 · Amount on Record
Deed Sale	Mar 29, 2022 · Amount on Record
Prior Sale	Apr 14, 2009 · Amount on Record
Deed Book / Page	15438 / 421
Prior Transfer Date	Jun 15, 2020
Prior Transfer Doc	0154380421
Record Updated	Sep 20, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	2320 ELDERBERRY DR, EDGEWOOD, MD 21040-1131
Transaction Type	Mortgage
Record Updated	Dec 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0161170140
Date	Dec 11, 2023
Book Page	16117/140

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	LANHAM, MD 20706

Agreement

Amount	Amount Recorded

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	2320 ELDERBERRY DR, EDGEWOOD, MD 21040-1131
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	CARRINGTON TITLE SERVICES LL

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0122510420
Date	Mar 07, 2017
Book Page	12251/0420
Instrument	12251-0420

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2047

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	2320 ELDERBERRY DR, EDGEWOOD, MD 21040-1131
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	DERBERRY DRIVE2320 E, EDGEWOOD, MD 21040

Mortgage

Document Number	0154700493
Date	Apr 19, 2022
Book Page	15470/493

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2052

March 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARFORD MD
Recording Date	Mar 29, 2022
Property Address	2320 ELDERBERRY DR, EDGEWOOD, MD 21040-1131
Document Number	0154380421
Book / Page	15438 / 421
Instrument Date	Jun 15, 2020
Transaction Type	Transfer
Record Updated	Aug 11, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2320 ELDERBERRY DR, EDGEWOOD, MD 21040-1131

Tax Assessment & Valuation

Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$344,500 (+6.65%) Land $85,100 Building $259,400	$344,500 (-) Land $85,100 Building $259,400
2025	$3,213.00 (+8.95%) Homeowner's exemption	$323,033 (+15.33%)	$344,500 (+22.99%) Land $85,100 Building $259,400
2023		$280,100 Land $85,100 Building $195,000	$280,100 Land $85,100 Building $195,000
2022	$2,949.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Harford County (24025C), updated October 15, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240253013011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 16 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	6 (1979–2025)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Jul 2025, river or lake flooding
Claims By Storm	Hurricane Floyd Major Disaster Declarations, Sep 1999 · 4 claims

Wildfire

Wildfire Risk	Low above 4% of the US · above 8% of Maryland
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 49 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
Verizon	Fiber	980 / 880
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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