2320 Echo Ave, Letts, IA 52754 Property Records

Muscatine County property record for 2320 Echo Ave, Letts, IA 52754

Property Summary

Property Type	Mobile Home
Details	2 bd · 2 ba · 784 sqft · built 2021
Lot Size	13.2 acres (578,477 sqft)
Owner	2 Individual Names on Record
Last Sale	$283,500 (Feb 2025)
Tax Bill	$2,834 (2025)
Deeds & Mortgages	Feb 2025 Sale & Mortgage Sep 2021 Line of Credit
Flood Zone	Zone A (high risk)
APN	`1111100024`

Property Details

APN / Parcel Number

Primary APN	`1111100024`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	784 sqft Living Area
Basement Area	1,512 sqft
Unfinished Basement	1,512 sqft
Flooring	Carpet
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Mobile Home
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asbestos
Lot Area	578,477 sqft (13.2 acres)
Garage Type	Mixed
Garage Area	1,300 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Porch
Deck Area	Deck Area
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	2320 ECHO AVE
City	LETTS
State	IA
Zip	52754-9533
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	A1-AGRICUL
Legal Description	11-76-4W PARCEL A NW NW & NE NW 9 PL 798
Legal Range	04W
Legal Township	76N
Legal Section	11
Jurisdiction	MUSCATINE IA
Township / Civil Division	CEDAR
Census Block Group	1
Census Block	1065
Census Tract	50400

Owner

Source: Muscatine County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2320 ECHO AVE, LETTS, IA 52754-9533
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2025	Warranty Deed, Transfer · Conventional Mortgage COMMUNITY BANK & TRUST
Sep 30, 2021	Deed of Trust, Mortgage · Line of Credit COMMUNITY BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 17, 2025 · Amount on Record
Deed Sale	Feb 17, 2025 · Amount on Record
Deed Document Number	2025715
Record Updated	Oct 29, 2026

February 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MUSCATINE IA
Recording Date	Feb 17, 2025
Property Address	2320 ECHO AVE, LETTS, IA 52754-9533
Document Number	0202500715
Map Reference	MB 9 PG 798
Instrument Date	Feb 10, 2025
Instrument	2025-00715
Transaction Type	Transfer
Record Updated	Sep 30, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$452.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2320 ECHO AVE, LETTS, IA 52754-9533

Mortgage

Document Number	0202500716
Date	Feb 17, 2025
Instrument	2025-00716

Lender

Name	COMMUNITY BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	7.83%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 1, 2032
Change Frequency	Annually
Min Rate At Change	5.83%
Max Rate At Change	9.83%
Index	1-Year CMT
Margin	3
Max Rate	13.8%

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MUSCATINE IA
Property Address	2320 ECHO AVE, LETTS, IA 52754-9533
Transaction Type	Mortgage
Record Updated	Nov 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2322 ECHO AVE, MUSCATINE, IA 52761

Mortgage

Document Number	0202105915
Date	Sep 30, 2021
Instrument	2021-05915

Lender

Name	COMMUNITY BANK & TRUST
Type	Bank
Address	MUSCATINE, IA 52761

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	61 Months
Due	Oct 1, 2026

Tax Assessment & Valuation

Source: Muscatine County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Muscatine County
Unified School District	Louisa-Muscatine Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,834.00 (-3.28%) Homeowner's exemption	$303,530 (+29.3%) Land $52,650 Building $250,880	$303,530 (+21.29%) Land $52,650 Building $250,880
2024	$2,930.00 (+18.53%)
2023		$234,757 (+11.34%) Land $27,962 Building $206,795	$250,244 (+10.99%)
2022	$2,472.00 Homeowner's exemption	$210,850 Land $26,380 Building $184,470
2021			$225,460

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 27, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (2008–2010)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Sep 2010 · other causes
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream Fixed Wireless	25 / 4
Louisa Communications Fixed Wireless	25 / 3

May also be available: T-Mobile.

Cell Coverage

5G and 4G LTE (outdoors only)

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