2320 E 43rd St, Savannah, GA 31404 Property Records

Chatham County property record for 2320 E 43rd St, Savannah, GA 31404

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,726 sqft · built 1951
Lot Size	0.154 acres (6,721 sqft)
Owner	Individual Name on Record
Tax Bill	$2,152 (2022)
Deeds & Mortgages	Jul 2026 Mortgage Mar 2022 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`2-0081-04-021`

Property Details

APN / Parcel Number

Primary APN	`2-0081-04-021`
Alternative APN	`H425750`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,726 sqft Living Area
1st Floor Area	1,766 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1985
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,721 sqft (0.154 acres)
Lot Dimensions	112 ft deep x 60 ft wide
Garage Type	Carport
Garage Area	190 sqft
Carport	Carport
Carport Area	190 sqft
Porch	Slab
Porch Area	120 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	2320 E 43RD ST
City	SAVANNAH
State	GA
Zip	31404-3906
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	19 20 BLK T MURPHEY WD VICTORY HEIGHTS
Legal Subdivision	VICTORY HEIGHTS
Legal Block	T
Jurisdiction	CHATHAM GA
Township / Civil Division	SAVANNAH
Census Block Group	5
Census Block	5001
Census Tract	3602

Owner

Source: Chatham County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2320 E 43RD ST, SAVANNAH, GA 31404-3906
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2026	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Mar 25, 2022	Deed of Trust, Mortgage · Conventional Mortgage SOUTHPOINT FINANCIAL

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Feb 8, 2011
Transfer Doc	0000001249
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Recording Date	Jul 24, 2026
Property Address	2320 E 43RD ST, SAVANNAH, GA 31404-3906
Document Number	4041000455
Book / Page	4041 / 455
Instrument Date	Jul 16, 2026
Transaction Type	Mortgage
Record Updated	Aug 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2320 E 43RD ST, SAVANNAH, GA 31404-3906

Mortgage

Document Number	4041000455,
Date	Jul 24, 2026
Book Page	4041/455

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	4.99%
Type Change Date	Oct 1, 2031
Max Rate	-1%

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	2320 E 43RD ST, SAVANNAH, GA 31404-3906
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2320 E 43RD ST, SAVANNAH, GA 31404-3906

Mortgage

Document Number	0027510398
Date	Mar 25, 2022
Book Page	0000002751/0000000398

Lender

Name	SOUTHPOINT FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Chatham County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Chatham County
Municipality	Savannah City
Unified School District	Chatham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$104,240 (+0.97%) Land $16,000 Building $88,240	$260,600 (+0.97%) Land $40,000 Building $220,600
2025		$103,240 (+23.14%) Land $16,000 Building $87,240	$258,100 (+23.14%) Land $40,000 Building $218,100
2023		$83,840 (+49.18%) Land $12,000 Building $71,840	$209,600 (+49.18%) Land $30,000 Building $179,600
2022	$2,152.00	$56,200 Land $9,600 Building $46,600	$140,500 Land $24,000 Building $116,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 53 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	53 in force
Nearby Flood Claims	49 (1984–2016)
Claims Outside the SFHA	4 of 49
Most Recent Claim	Oct 2016 · Hurricane Matthew
Claims by Event	Hurricane Matthew, Oct 2016 · 6 claims Heavy Rains, Tornados, Flooding, High Winds, Oct 1994 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 84% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAVANNAH-MAIN serves 168,958 people · EPA ID GA0510003
Water Source	Groundwater
Last State Inspection	May 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, ClearWave, LiveOak Fiber, T-Mobile.

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