2320 E 3450 N, Layton, UT 84040 Property Records

Davis County property record for 2320 E 3450 N, Layton, UT 84040

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,045 sqft · built 1992
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$332,500 (Dec 2020)
Tax Bill	$2,922 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Oct 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-150-0028`

Property Details

APN / Parcel Number

Primary APN	`09-150-0028`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,045 sqft Living Area
Basement Area	832 sqft
Unfinished Basement	832 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,019 sqft (0.23 acres)
Garage Area	561 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2320 E 3450 N
City	LAYTON
State	UT
Zip	84040-2444
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-10
Legal Description	ALL OF LOT 28, QUAIL POINT NO 3. CONT. 0.23 ACRES
Legal Subdivision	QUAIL POINT NO 3
Legal Lot Number	28
Jurisdiction	DAVIS UT
Township / Civil Division	NORTH DAVIS
Census Block Group	3
Census Block	3012
Census Tract	125104

Owner

Source: Davis County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2320 E 3450 N, LAYTON, UT 84040-2444
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 22, 2022	Deed of Trust, Mortgage · Line of Credit AMERICA FIRST FCU
Oct 18, 2018	Deed of Trust, Mortgage AMERICA FIRST FCU
Dec 11, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage CYPRUS FCU
Dec 11, 2020	Quit Claim Deed, Transfer MERIDIAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 11, 2020 · Amount on Record
Deed Sale	Dec 11, 2020 · Amount on Record
Prior Sale	Oct 12, 2012 · Amount on Record
Deed Document Number	20203325331
Deed Book / Page	7655 / 1505
Prior Transfer Date	Dec 7, 2020
Prior Transfer Doc	0003325333
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	2320 E 3450 N, LAYTON, UT 84040-2444
Transaction Type	Mortgage
Record Updated	Sep 5, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	08076/1146
Date	Aug 22, 2022
Book Page	8076/1146
Instrument	3493881

Lender

Name	AMERICA FIRST FCU
Type	Credit Union
Address	OGDEN, UT 84405

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	2320 E 3450 N, LAYTON, UT 84040-2444
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003123519
Date	Oct 18, 2018
Book Page	7123/0330
Instrument	3123519

Lender

Name	AMERICA FIRST FCU
Type	Credit Union
Address	OGDEN, UT 84405

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Oct 30, 2028

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DAVIS UT
Recording Date	Dec 11, 2020
Property Address	2320 E 3450 N, LAYTON, UT 84040-2444
Document Number	7655/1505
Book / Page	7655 / 1505
Instrument Date	Dec 11, 2020
Instrument	3325331
Transaction Type	Transfer
Record Updated	Jul 6, 2021
Title Company	MERIDIAN TITLE COM

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2320 E 3450 N, LAYTON, UT 84040-2444

Mortgage

Document Number	3325332
Date	Dec 11, 2020
Instrument	3325332

Lender

Name	CYPRUS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DAVIS UT
Recording Date	Dec 11, 2020
Property Address	2320 E 3450 N, LAYTON, UT 84040-2444
Document Number	0003325333
Book / Page	007655 / 001520
Instrument Date	Dec 7, 2020
Instrument	3325333
Transaction Type	Transfer
Record Updated	Dec 24, 2020
Title Company	MERIDIAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2320 E 3450 N LAYTON UT 840402444, LAYTON, UT 84040-2444

Tax Assessment & Valuation

Source: Davis County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Utah
County	Davis County
Municipality	Layton City
Unified School District	Davis School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$285,450 (+1.76%) Land $139,649 Building $145,801	$519,000 (+1.76%) Land $253,908 Building $265,092
2025	$2,922.00 (+5.98%)	$280,500 (-40.45%) Land $123,792 Building $156,708	$510,000 (+8.28%) Land $225,076 Building $284,924
2024	$2,757.00 (+1.55%)
2023	$2,715.00 (-4.33%)	$471,000 Land $145,510 Building $325,490	$471,000 Land $145,510 Building $325,490
2022	$2,838.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1991)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 1991 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of Utah
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAYTON CITY WATER SYSTEM serves 82,000 people · EPA ID UTAH06018
Water Source	Purchased surface water from WEBER BASIN WCD - CENTRAL
Last State Inspection	Sep 2023
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Connext Networks, Rise Broadband, Utah Broadband.

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