2320 E 28th St, Chattanooga, TN 37407 Property Records

Hamilton County property record for 2320 E 28th St, Chattanooga, TN 37407

Property Summary

Property Type	Office Building
Details	7,012 sqft · built 1950
Lot Size	0.737 acres (32,126 sqft)
Owner	Company Name on Record
Last Sale	$935,000 (Jun 2026)
Tax Bill	$1,401 (2025)
Deeds & Mortgages	Jun 2026 Sale & Line of Credit Aug 2024 Transfer
Flood Zone	Zone X (minimal risk)
APN	`156O F 026.03`

Property Details

APN / Parcel Number

Primary APN	`156O F 026.03`
Alternative APN	`0000137891`

Interior

Stories	1 Story
Building Area	7,012 sqft Total Area

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Brick Veneer
Roof Type	Wood Truss
Roof Material	Built-Up Asphalt
Lot Area	32,126 sqft (0.737 acres)
Lot Dimensions	340 ft deep x 97 ft wide
Total Buildings	3 Buildings

Location & Zoning

Account Number	0000137891
Street Address	2320 E 28TH ST
City	CHATTANOOGA
State	TN
Zip	37407-3628
Property Category	Commercial
Property Type	Commercial > Office > Office Building
Local Zoning Code	M1
Legal Description	LT 4 RUTLEDGE MANUFACTURING CO SUB PB 55 PG 233
Legal Subdivision	MANUFACTURING CO SUB
Legal Lot Number	4
Jurisdiction	HAMILTON TN
Township / Civil Division	4
Census Block Group	3
Census Block	3004
Census Tract	2500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of June 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2311 E 28TH ST, CHATTANOOGA, TN 37407-3629
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2026	Warranty Deed, Transfer · Line of Credit PINNACLE BANK
Aug 6, 2024	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 4, 2026 · Amount on Record
Deed Sale	Jun 4, 2026 · Amount on Record
Prior Sale	Jan 8, 2014 · Amount on Record
Deed Document Number	20260604105
Deed Book / Page	14322 / 854
Prior Transfer Date	Jul 18, 2024
Prior Transfer Doc	0000000107
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Jun 4, 2026
Property Address	2320 E 28TH ST, CHATTANOOGA, TN 37407-3628
Document Number	0000000105
Book / Page	14322 / 854
Instrument Date	May 29, 2026
Instrument	2026105
Transaction Type	Transfer
Record Updated	Jun 15, 2026
Title Company	FOUNDATION TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$349,409.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2311 E 28TH ST, CHATTANOOGA, TN 37407-3629

Mortgage

Document Number	0000000106,
Date	Jun 4, 2026
Instrument	20264106

Lender

Name	PINNACLE BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.23%
Max Rate	-1%

August 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON TN
Recording Date	Aug 6, 2024
Property Address	2320 E 28TH ST, CHATTANOOGA, TN 37407-3628
Document Number	0000000107
Book / Page	13669 / 975
Map Reference	MB 55 PG 233
Instrument Date	Jul 18, 2024
Instrument	2024080600107
Transaction Type	Transfer
Record Updated	Sep 25, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	605 RIVER ROCK BLVD, MURFREESBORO, TN 37128-4834

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,401.00 (-9.2%)	$92,440 (+33.97%)	$231,100 (+33.97%) Land $129,600 Building $101,500
2024	$1,543.00	$69,000 (-)	$172,500 (-) Land $55,000 Building $117,500
2023	$1,543.00	$69,000 (-)	$172,500 (-) Land $55,000 Building $117,500
2022	$1,543.00	$69,000	$172,500 Land $55,000 Building $117,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	17 (1998–2011)
Claims Outside the SFHA	3 of 17
Most Recent Claim	Sep 2011 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2003 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35

May also be available: T-Mobile, Verizon.

Nearby Properties on E 28th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures