2320 Croat St, Mount Dora, FL 32757 Property Records

Lake County property record for 2320 Croat St, Mount Dora, FL 32757

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,228 sqft · built 1994
Lot Size	0.5 acres (21,782 sqft)
Owner	Individual Name on File
Last Sale	$252,000 (Jul 2021)
Tax Bill	$2,342 (2024)
Deeds & Mortgages	May 2023 Mortgage Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-19-27-0505-000-00300`

Property Details

APN / Parcel Number

Primary APN	`21-19-27-0505-000-00300`
Alternative APN	`3429672`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,228 sqft Living Area
1st Floor Area	1,228 sqft
Fireplaces	1 Fireplace
Fireplace	Single

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2022
Exterior Material	Asbestos
Construction Type	Steel Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	21,782 sqft (0.5 acres)
Lot Width	171 ft Width
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	188 sqft
Patio Area	264 sqft
Utility Building	1,670 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3429672
Street Address	2320 CROAT ST
City	MOUNT DORA
State	FL
Zip	32757-6805
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VI-BROD 1ST ADD LOT 3 PB 32 PG 11 ORB 5762 PG 2208
Legal Range	27E
Legal Township	19S
Legal Section	21
Legal Subdivision	VI-BROD
Legal Tract	505
Legal Lot Number	3
Jurisdiction	LAKE FL
Township / Civil Division	EUSTIS
Census Block Group	2
Census Block	2042
Census Tract	30203

Owner

2320 Croat St is owned and occupied by an individual who bought it in July 2021.

Source: Lake County records, as of December 15, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	2320 CROAT ST, MOUNT DORA, FL 32757-6805
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 11, 2023	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Jul 30, 2021	Warranty Deed, Transfer · FHA Mortgage JMAC LENDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2021 · Amount on File
Deed Sale	Jul 30, 2021 · Amount on File
Prior Sale	Jan 6, 2003
Deed Document Number	2021105247
Deed Book / Page	5762 / 2208
Record Updated	Jun 8, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	2320 CROAT ST, MOUNT DORA, FL 32757-6805
Transaction Type	Mortgage
Record Updated	May 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2320 CROAT ST, MOUNT DORA, FL 32757-6805

Mortgage

Document Number	0061402163
Date	May 11, 2023
Book Page	6140/2163
Instrument	2023055881

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Jul 30, 2021
Property Address	2320 CROAT ST, MOUNT DORA, FL 32757-6805
Document Number	0057622208
Book / Page	5762 / 2208
Map Reference	MB 32 PG 11
Instrument Date	Jul 27, 2021
Instrument	2021105247
Transaction Type	Transfer
Record Updated	May 18, 2023
Title Company	FIRST INTERNATIONAL TITLE, FIRST INTERNATIONAL TTL INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,764.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2080 BROOKSIDE DR, MOUNT DORA, FL 32757-9739

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2320 CROAT ST, MOUNT DORA, FL 32757-6805

Mortgage

Document Number	0057622210
Date	Jul 30, 2021
Instrument	5762/2210

Lender

Name	JMAC LENDING INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$159,790 Land $53,500 Building $106,290	$168,846 Land $53,500 Building $115,346
2024	$2,342.00 (+12.7%)
2023	$2,078.00 (+9.71%) Homeowner's exemption Additional exemption filed	$150,770 (+3%)	$156,384 (+6.83%) Land $45,000 Building $111,384
2022	$1,894.00 Homeowner's exemption Additional exemption filed	$146,384	$146,384 Land $35,000 Building $111,384

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2320 Croat St in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 152 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	152 in force
Nearby Flood Claims	7 (2004–2025)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Oct 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2320 Croat St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT DORA, CITY OF (2WPS) serves 39,710 people · EPA ID FL3350858
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

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