2320 Colby Point Rd, McHenry, IL 60050 Property Records

McHenry County property record for 2320 Colby Point Rd, McHenry, IL 60050

Property Summary

Property TypeSingle Family Home
Details1 bd · 3 ba · 1,280 sqft · built 1930
Lot Size0.73 acres (31,799 sqft)
OwnerIndividual Name on File
Last Sale$300,000 (Oct 2023)
Deeds & MortgagesOct 2023 Sale & Mortgage
Dec 2021 Transfer
+ 1 more
Flood ZoneZone AE (high risk)
APN14-13-227-036

Property Details

APN / Parcel Number

Primary APN14-13-227-036

Interior

Bedrooms1 Bed
Full Baths3 Baths
Half Baths2 Half Baths
Stories2 Stories
Building Area1,280 sqft Living Area

Exterior

Year BuiltBuilt 1930
Construction TypeFrame
Foundation TypeRaised
Lot Area31,799 sqft (0.73 acres)
Garage TypeDetached
Garage Area300 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address2320 COLBY POINT RD
CityMCHENRY
StateIL
Zip60050-7100
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2021R0067991 S1/2 LT 29 & ALL LTS 30 & 31 COLBY POINT SUB
Legal SubdivisionCOLBY POINT
Legal Lot Number29-31
JurisdictionMCHENRY IL
Township / Civil DivisionNUNDA
Census Block Group1
Census Block1003
Census Tract870810

Owner

2320 Colby Point Rd is owned and occupied by an individual who bought it in October 2023.

Source: McHenry County records, as of May 13, 2024

Owner of RecordIndividual Name on File
Mailing Address2320 COLBY POINT RD, MCHENRY, IL 60050-7100
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 19, 2023Warranty Deed, Transfer · Conventional Mortgage
DRAPER & KRAMER MORTGAGE CORP
Dec 22, 2021Quit Claim Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Sep 21, 2021Warranty Deed, Transfer · Conventional Mortgage
KEY MORTGAGE SERVICES INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 19, 2023 · Amount on File
Deed SaleOct 19, 2023 · Amount on File
Prior SaleDec 22, 2021
Deed Document Number2023R0026613
Record UpdatedJun 7, 2026

October 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCHENRY IL
Recording DateOct 19, 2023
Property Address2320 COLBY POINT RD, MCHENRY, IL 60050-7100
Document Number0000026613
Map ReferenceDOC 49274
Instrument DateSep 29, 2023
Instrument2023R0026613
Transaction TypeTransfer
Record UpdatedNov 2, 2023
Title CompanyBAIRD AND WARNER TITLE SERVICES INC, BAIRD & WARNER TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$300.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address13906 SUNSET RIDGE RD, WOODSTOCK, IL 60098-2146

Transferred To (Grantee/Buyer)

NameVerified Name
Address2320 COLBY POINT RD, MCHENRY, IL 60050-7100

Mortgage

Document Number0000026614
DateOct 19, 2023
Instrument2023R0026614
Lender
NameDRAPER & KRAMER MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2053
Interest
Rate TypeFixed Rate
Rate7.49%

December 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMCHENRY IL
Recording DateDec 22, 2021
Property Address2320 COLBY POINT RD, MCHENRY, IL 60050-7100
Document Number0000067991
Map ReferenceDOC 49274
Instrument DateDec 22, 2021
Instrument2021R0067991
Transaction TypeTransfer
Record UpdatedDec 31, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address13906 SUNSET RIDGE RD, WOODSTOCK, IL 60098-2146

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCHENRY IL
Recording DateSep 21, 2021
Property Address2320 COLBY POINT RD, MCHENRY, IL 60050-7100
Document Number0000051492
Map ReferenceDOC 49274
Instrument DateSep 8, 2021
Instrument2021R0051492
Transaction TypeTransfer
Record UpdatedSep 30, 2021
Title CompanyBAIRD AND WARNER TITLE SERVICES INC, BAIRD & WARNER TTL SVCS INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$250.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1638 W BLOOMINGDALE AVE, 1638, CHICAGO, IL 60622-1452

Transferred To (Grantee/Buyer)

NameVerified Name
Address13906 SUNSET RIDGE RD, WOODSTOCK, IL 60098-2146

Mortgage

Document Number0000051493
DateSep 21, 2021
Instrument2021R0051493
Lender
NameKEY MORTGAGE SERVICES INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2051
Interest
Rate TypeFixed Rate
Rate3.62%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionNunda Township
Secondary School DistrictCommunity High School District 155 (09 - 12)
Elementary School DistrictPrairie Grove Community School District 46 (KG - 08)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2022$87,420 Land $46,263 Building $41,157$262,260 Land $138,789 Building $123,471

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2320 Colby Point Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 20 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies20 in force
Nearby Flood Claims52 (1978–2026)
Claims Outside the SFHA4 of 52
Most Recent ClaimApr 2026 · river or lake flooding
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 6 claims
  • Severe Storms & Flooding, Jun 1993 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2320 Colby Point Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 70% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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