Virginia Beach City property record for 2320 Charing Cross Rd, Virginia Beach, VA 23456
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 3 ba · 1,727 sqft · built 2001 |
| Lot Size | 0.054 acres (2,358 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $333,000 (Jul 2022) |
| Tax Bill | $3,467 (2025) |
| Deeds & Mortgages | Jul 2022 Sale & Mortgage Mar 2019 Mortgage |
| APN | 2403-39-7478 |
| Primary APN | 2403-39-7478 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 3 Rooms |
| Stories | 2 Stories |
| Building Area | 1,727 sqft Living Area |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 2,358 sqft |
| Garage Type | Attached |
| Garage Area | 237 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 55 sqft |
| Patio Area | 98 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 2320 CHARING CROSS RD |
|---|---|
| City | VIRGINIA BEACH |
| State | VA |
| Zip | 23456-6556 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | A12 |
| Legal Description | FOXFIRE DOWNS SECTION 7 LOT 309 |
| Legal Subdivision | FOX FIRE |
| Legal Lot Number | 309 |
| Jurisdiction | VIRGINIA BEACH CITY VA |
| Township / Civil Division | VIRGINIA BEACH |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 45424 |
Source: Virginia Beach City records, as of November 17, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2320 CHARING CROSS RD, VIRGINIA BEACH, VA 23456-6556 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 8, 2022 | Bargain and Sale Deed, Transfer · VA Mortgage OVM FINANCIAL INC |
| Mar 5, 2019 | Deed of Trust, Mortgage · VA Mortgage NAVY FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 8, 2022 · Amount on Record |
| Deed Sale | Jul 8, 2022 · Amount on Record |
| Prior Sale | Mar 8, 2019 · Amount on Record |
| Deed Document Number | 202203037934 |
| Record Updated | Jun 8, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | VIRGINIA BEACH CITY VA |
| Recording Date | Jul 8, 2022 |
| Property Address | 2320 CHARING CROSS RD, VIRGINIA BEACH, VA 23456-6556 |
| Document Number | 0000007934 |
| Map Reference | MB 278 PG 45-47 |
| Instrument Date | Jul 6, 2022 |
| Instrument | 202203037934 |
| Transaction Type | Transfer |
| Record Updated | Oct 27, 2022 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $333.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2320 CHARING CROSS RD, VIRGINIA BEACH, VA 23456-6556 |
| Document Number | 0000007935 |
|---|---|
| Date | Jul 8, 2022 |
| Instrument | 202203037935 |
| Name | OVM FINANCIAL INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VIRGINIA BEACH CITY VA |
| Property Address | 2320 CHARING CROSS RD, VIRGINIA BEACH, VA 23456-6556 |
| Document Number | 0000189620 |
| Instrument Date | Mar 5, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2019 |
| Name | Verified Name |
|---|---|
| Address | 2320 CHARING CROSS RD VIRGINIA BEACH VA 234566556, VIRGINIA BEACH, VA 23456-6556 |
| Document Number | 0000189620 |
|---|---|
| Date | Mar 8, 2019 |
| Instrument | 189620 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 7, 2039 |
| Rate Type | Fixed Rate |
|---|
Source: Virginia Beach City assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Virginia Beach City |
| Unified School District | Virginia Beach City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,467.00 (+10.7%) | $357,500 (+12.99%) Land $125,000 Building $232,500 | $357,500 (+12.99%) Land $125,000 Building $232,500 |
| 2023 | $3,132.00 | $316,400 Land $98,000 Building $218,400 | $316,400 Land $98,000 Building $218,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 40 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 40 in force |
| Nearby Flood Claims | 4 (1999–2016) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.6% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF VIRGINIA BEACH serves 437,994 people · EPA ID VA3810900 |
|---|---|
| Water Source | Purchased surface water from CITY OF NORFOLK |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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