Ashtabula County property record for 2320 Center Rd, Ashtabula, OH 44004
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,778 sqft · built 1955 |
| Lot Size | 3 acres (130,941 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $170,000 (Sep 2019) |
| Tax Bill | $5,632 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Sep 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-003-00-020-00 |
| Primary APN | 48-003-00-020-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,778 sqft Living Area |
| 1st Floor Area | 1,218 sqft |
| Family Room | Family Room |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 130,941 sqft (3 acres) |
| View / Lot | Neighborhood / Spot |
| Garage Type | Detached |
| Garage Area | 1,024 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 104 sqft |
| Deck Area | 320 sqft |
| Patio Area | 320 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 2320 CENTER RD |
|---|---|
| City | ASHTABULA |
| State | OH |
| Zip | 44004-8906 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | T 13 SEC 2 |
| Legal Subdivision | SAYBROOK SEC 02 |
| Jurisdiction | ASHTABULA OH |
| Township / Civil Division | SAYBROOK |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 603 |
2320 Center Rd is owned and occupied by two individuals who bought it in September 2019.
Source: Ashtabula County records, as of June 3, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2320 CENTER RD, ASHTABULA, OH 44004-8906 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST FSLA OF LAKEWOOD |
| Sep 13, 2019 | Grant Deed, Transfer · Conventional with PMI FIRST FED'L S&L/LAKEWOOD |
| Mar 7, 2017 | Deed of Trust, Mortgage · Line of Credit HUNTINGTON NAT'L BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 13, 2019 · Amount on File |
| Deed Sale | Sep 13, 2019 · Amount on File |
| Prior Sale | Dec 3, 2007 · Amount on File |
| Deed Document Number | 20199012 |
| Deed Book / Page | 691 / 1463 |
| Prior Transfer Date | Nov 28, 2007 |
| Prior Transfer Doc | 0000016219 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ASHTABULA OH |
| Property Address | 2320 CENTER RD, ASHTABULA, OH 44004-8906 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Name | Verified Name |
|---|
| Document Number | 0000007558 |
|---|---|
| Date | Jun 22, 2021 |
| Book Page | 742/1539 |
| Instrument | 202100007558 |
| Name | FIRST FSLA OF LAKEWOOD |
|---|---|
| Type | Bank |
| Address | LAKEWOOD, OH 44107 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ASHTABULA OH |
| Recording Date | Sep 13, 2019 |
| Property Address | 2320 CENTER RD, ASHTABULA, OH 44004-8906 |
| Document Number | 0000009012 |
| Book / Page | 000691 / 001463 |
| Instrument Date | Sep 12, 2019 |
| Instrument | 9012 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2019 |
| Title Company | LAWYERS TITLE AGENCY, LAWYERS TITLE AGCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $680.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2320 CENTER RD ASHTABULA OH 440048906, ASHTABULA, OH 44004-8906 |
| Document Number | 9013 |
|---|---|
| Date | Sep 13, 2019 |
| Book Page | 000691/001469 |
| Instrument | 9013 |
| Name | FIRST FED'L S&L/LAKEWOOD |
|---|---|
| Type | Federal Savings Bank |
| Address | LAKEWOOD, OH 44107 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 12, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ASHTABULA OH |
| Property Address | 2320 CENTER RD, ASHTABULA, OH 44004-8906 |
| Document Number | 0000002494 |
| Instrument Date | Mar 7, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2320 W CENTER ST ASHTABULA OH 44004, ASHTABULA, OH 44004 |
| Document Number | 0000002494 |
|---|---|
| Date | Mar 15, 2017 |
| Book Page | 000631/002239 |
| Instrument | 2494 |
| Name | HUNTINGTON NAT'L BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43229 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 2320 Center Rd was $5,632, down 0.6% from the year before.
Source: Ashtabula County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Ashtabula County |
| County Subdivision | Saybrook Township |
| Unified School District | Ashtabula Area City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,632.00 (-0.58%) | $67,280 (-) Land $18,870 Building $48,410 | $192,200 (-) Land $53,900 Building $138,300 |
| 2024 | $5,665.00 (+79.5%) | $67,280 (-) Land $18,870 Building $48,410 | $192,200 (-) Land $53,900 Building $138,300 |
| 2023 | $3,156.00 (+8.79%) Homeowner's exemption | $67,280 (+26.47%) Land $18,870 Building $48,410 | $192,200 Land $53,900 Building $138,300 |
| 2022 | $2,901.00 Homeowner's exemption | $53,200 Land $14,490 Building $38,710 | |
| 2020 | $152,000 Land $41,400 Building $110,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2320 Center Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2002.
Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2002) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2002 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2320 Center Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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