2320 Cedar Rd, Lake Stevens, WA 98258 Property Records

Snohomish County property record for 2320 Cedar Rd, Lake Stevens, WA 98258

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,464 sqft · built 2013
Lot Size0.17 acres (7,405 sqft)
Owner2 Individuals on Record
Tax Bill$5,857 (2026)
Deeds & MortgagesJul 2020 Mortgage
Jan 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN3856-002-007-01

Property Details

APN / Parcel Number

Primary APN3856-002-007-01
Alternative APNs
  • 003856-002-007-01
  • 4407810

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Units2 Units
Stories1 Story
Building Area1,464 sqft Living Area
Gross Area1,924 sqft
1st Floor Area1,464 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2013
Exterior MaterialWood Siding
Construction TypeFrame
Foundation TypeNo Foundation
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area7,405 sqft (0.17 acres)
Garage TypeAttached
Garage Area460 sqft
Parking Spaces2 Parking Spaces
Deck Area128 sqft
Patio Area128 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number4407810
Street Address2320 CEDAR RD
CityLAKE STEVENS
StateWA
Zip98258-9147
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR6
Legal DescriptionSECTION 07 TOWNSHIP 29 RANGE 06 QUARTER NE - BAILYS 2ND ADD TO L S SANDY BEACH TRS BLK 002 D-01 - LOT 1 OF CITY LK ST SP NO ZP 2006-13 REC AFN 201306065004; BEING A PTN OF LOT 7 BLK L OF EXST PLAT
Legal Range06
Legal Township29
Legal Section07
Legal SubdivisionBAILYS 2ND ADD
Legal Block002
Legal Lot Number1,7
JurisdictionSNOHOMISH WA
Township / Civil DivisionLAKE STEVENS
Census Block Group2
Census Block2002
Census Tract52603

Owner

Source: Snohomish County assessment roll, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individuals on Record
Mailing Address2320 CEDAR RD, LAKE STEVENS, WA 98258-9147
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 13, 2020Deed of Trust, Mortgage · Conventional Mortgage
M & T BANK
Jan 5, 2018Intrafamily Transfer, Transfer · FHA Mortgage
HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 5, 2018
Deed SaleJan 5, 2018
Prior SaleOct 25, 2013 · Amount on Record
Deed Document Number2018363
Prior Transfer DateOct 28, 2017
Prior Transfer Doc0000000363
Record UpdatedSep 20, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSNOHOMISH WA
Property Address2320 CEDAR RD, LAKE STEVENS, WA 98258-9147
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyAEGIS LAND TITLE GROUP

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000788
DateJul 13, 2020
Instrument202007130788
Lender
NameM & T BANK
TypeBank
AddressBUFFALO, NY 14203
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2050

January 2018: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSNOHOMISH WA
Recording DateJan 5, 2018
Property Address2320 CEDAR RD, LAKE STEVENS, WA 98258-9147
Document Number0000000363
Instrument DateOct 28, 2017
Instrument201801050363
Transaction TypeTransfer
Record UpdatedMay 19, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address2320 CEDAR RD, LAKE STEVENS, WA 98258-9147
InvestorPossibly a Property Investor

Mortgage

Document Number0000000364
DateJan 5, 2018
Instrument201801050364
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeFunding / Finance Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term358 Months
DueNov 1, 2047

Tax Assessment & Valuation

Source: Snohomish County assessment roll, as of August 14, 2026

Property Jurisdictions

TypeName
StateWashington
CountySnohomish County
MunicipalityLake Stevens City
Unified School DistrictLake Stevens School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,857.00 (+14.37%)$627,700 (+5.16%) Land $343,000 Building $284,700$627,700 (+5.16%) Land $343,000 Building $284,700
2023$5,121.00 (+7.54%)$596,900 (+30.3%) Land $293,900 Building $303,000$596,900 (+30.3%) Land $293,900 Building $303,000
2022$4,762.00$458,100 Land $213,400 Building $244,700$458,100 Land $213,400 Building $244,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 17, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 95% of Washington
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSNO PUD 1 - LAKE STEVENS
serves 67,710 people · EPA ID WA5380907
Water SourcePurchased surface water from CITY OF EVERETT PUBLIC WORKS DEPT.
Last State InspectionApr 2024
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ziply Fiber
Fiber
6,000 / 6,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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