2320 Carroll Rd, Michie, TN 38357 Property Records

Hardin County property record for 2320 Carroll Rd, Michie, TN 38357

Property Summary

Property Type	Rural Home
Details	1 ba · 1,381 sqft · built 1955
Lot Size	17 acres (740,520 sqft)
Owner	2 Individual Names on File
Last Sale	$100,000 (Nov 2017)
Tax Bill	$749 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Apr 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`036158 03901`

Property Details

APN / Parcel Number

Primary APN	`036158 03901`
Alternative APN	`158 03901`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,381 sqft Living Area
1st Floor Area	1,381 sqft
Flooring	Hardwood
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1983
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	740,520 sqft (17 acres)
Terrain	Rolling
Garage Type	Mixed
Garage Area	1 sqft
Porch	Slab
Porch Area	150 sqft
Utility Building	1 sqft

Utilities, Heating & Cooling

Heating System	Radiant
Sewer	Connected

Location & Zoning

Street Address	2320 CARROLL RD
City	MICHIE
State	TN
Zip	38357-4008
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	DISTRICT: 06, COUNTY AREA: C60
Jurisdiction	HARDIN TN
Township / Civil Division	3
Census Block Group	2
Census Block	2039
Census Tract	920600

Owner

2320 Carroll Rd, a rural home, is owned and occupied by two individuals who bought it in November 2017.

Source: Hardin County records, as of January 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2320 CARROLL RD, MICHIE, TN 38357-4008
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage FORT FINANCIAL CU
Apr 27, 2020	Deed of Trust, Construction Loan · Line of Credit COMMERCE BK
Nov 9, 2017	Warranty Deed, Transfer · Conventional Mortgage FORT FINANCIAL FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 9, 2017 · Amount on File
Deed Sale	Nov 9, 2017 · Amount on File
Prior Sale	Dec 5, 1970
Deed Document Number	2017133042
Deed Book / Page	677 / 240
Record Updated	Oct 29, 2026

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HARDIN TN
Recording Date	Nov 2, 2021
Property Address	2320 CARROLL RD, MICHIE, TN 38357-4008
Document Number	0000783187
Book / Page	783 / 187
Instrument Date	Oct 21, 2021
Instrument	158114
Transaction Type	Transfer
Record Updated	Mar 11, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2320 CARROLL RD, MICHIE, TN 38357-4008

Mortgage

Document Number	0000158115
Date	Nov 2, 2021
Instrument	158115

Lender

Name	FORT FINANCIAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

April 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	HARDIN TN
Recording Date	Apr 27, 2020
Property Address	2320 CARROLL RD, MICHIE, TN 38357-4008
Document Number	7318
Book / Page	000731 / 000008
Instrument Date	Apr 17, 2020
Instrument	146766
Transaction Type	Construction Loan
Record Updated	Jun 19, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	2320 CARROLL RD MICHIE TN 383574008, MICHIE, TN 38357-4008

Mortgage

Document Number	7318
Date	Apr 27, 2020
Book Page	000731/000008
Instrument	146766

Lender

Name	COMMERCE BK
Type	Bank
Address	CORINTH, MS 38834

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Apr 26, 2021

Interest

Rate Type	Adjustable Rate

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARDIN TN
Recording Date	Nov 9, 2017
Property Address	2320 CARROLL RD, MICHIE, TN 38357-4008
Document Number	0000677240
Book / Page	677 / 240
Instrument Date	Nov 9, 2017
Instrument	133042
Transaction Type	Transfer
Record Updated	Mar 11, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2320 CARROLL RD, MICHIE, TN 38357-4008

Mortgage

Document Number	0000677242
Date	Nov 9, 2017
Book Page	677/242
Instrument	133043

Lender

Name	FORT FINANCIAL FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2320 Carroll Rd was $749.

Source: Hardin County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hardin County
Unified School District	Hardin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$749.00	$42,825 Land $12,425 Building $30,400
2023	$749.00 (+75%)	$42,825 (+106.14%) Land $12,425 Building $30,400	$171,300 (+106.14%) Land $49,700 Building $121,600
2022	$428.00	$20,775 Land $9,250 Building $11,525	$83,100 Land $37,000 Building $46,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2320 Carroll Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 16, 2006 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2320 Carroll Rd is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 63% of Tennessee
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FIRST U.D. OF HARDIN COUNTY serves 7,602 people · EPA ID TN0000546
Water Source	Surface water
Last State Inspection	May 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes resolved · Apr 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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