2320 Camaro Cir, Sturgis, SD 57785 Property Records

Meade County property record for 2320 Camaro Cir, Sturgis, SD 57785

Property Summary

Property TypeSingle Family Home
Details3 bd · built 2005
Lot Size0.568 acres (24,753 sqft)
Owner2 Individual Names on Record
Tax Bill$7,264 (2025)
Deeds & MortgagesJun 2020 Mortgage
Jan 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN01.39.06.09

Property Details

APN / Parcel Number

Primary APN01.39.06.09

Interior

Bedrooms3 Beds

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Lot Area24,753 sqft (0.568 acres)

Location & Zoning

Street Address2320 CAMARO CIR
CitySTURGIS
StateSD
Zip57785-2589
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionVERNON HEIGHTS EST II LOT 9 BLK 6
Legal Range05
Legal Township05
Legal Section15
Legal SubdivisionVERNON HEIGHTS EST II
Legal Block6
Legal Lot Number9
JurisdictionMEADE SD
Township / Civil DivisionSTURGIS
Census Block Group3
Census Block3041
Census Tract20402

Owner

Source: Meade County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2320 CAMARO CIR, STURGIS, SD 57785-2589
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 2, 2020Deed of Trust, Mortgage · Conventional Mortgage
PIONEER BANK
Jan 30, 2020Deed of Trust, Mortgage · Conventional Mortgage
PIONEER BANK
Sep 29, 2023Warranty Deed, Transfer · Line of Credit
FIRST FEDERAL BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMEADE SD
Property Address2320 CAMARO CIR, STURGIS, SD 57785-2589
Transaction TypeMortgage
Record UpdatedJan 16, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000928/886
DateJun 2, 2020
Book Page928/886
Instrument20003314
Lender
NamePIONEER BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueJun 1, 2030
Interest
Rate TypeFixed Rate

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMEADE SD
Property Address2320 CAMARO CIR, STURGIS, SD 57785-2589
Transaction TypeMortgage
Record UpdatedJan 16, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00922/1604
DateJan 30, 2020
Book Page922/1604
Instrument20000582
Lender
NamePIONEER BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

September 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMEADE SD
Recording DateSep 29, 2023
Property Address2320 CAMARO CIR, STURGIS, SD 57785-2589
Document Number00967/1928
Book / Page967 / 1928
Map ReferenceMB 21 PG 85-87
Instrument DateSep 29, 2023
Instrument23005564
Transaction TypeTransfer
Record UpdatedJan 16, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$748.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2320 CAMARO CIR, STURGIS, SD 57785-2589

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address2320 CAMARO CIR, STURGIS, SD 57785-2589
InvestorPossibly a Property Investor

Mortgage

Document Number0023005565
DateSep 29, 2023
Instrument23005565
Lender
NameFIRST FEDERAL BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueOct 1, 2053

Tax Assessment & Valuation

Source: Meade County assessment roll, as of March 23, 2026

Property Jurisdictions

TypeName
StateSouth Dakota
CountyMeade County
MunicipalitySturgis City
Unified School DistrictMeade School District 46-1 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$485,717 (-10.25%) Land $63,648 Building $422,069$485,717 (-10.25%) Land $63,648 Building $422,069
2025$7,264.00 (-12.52%) Additional exemption filed$541,212 (-13.47%) Land $63,648 Building $477,564$541,212 Land $63,648 Building $477,564
2024$8,304.00 (+15.91%) Additional exemption filed$625,488 (+2%) Land $63,648 Building $561,840
2023$521,240 Land $53,040 Building $468,200
2022$7,164.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Nearby Flood Policies12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 58% of the US · above 52% of South Dakota
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSTURGIS
serves 7,020 people · EPA ID SD4600321
Water SourceGroundwater
Last State InspectionDec 2023
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Midco
Cable
1,250 / 60
Bluepeak
Cable · Fiber in parts of the area
1,000 / 30
Wisp West
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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