Manitowoc County property record for 2320 43rd St, Two Rivers, WI 54241
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,280 sqft · built 1966 |
| Lot Size | 0.229 acres (9,975 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $120,000 (May 2017) |
| Tax Bill | $3,425 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage Mar 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 53-226-401-060.05 |
| Primary APN | 53-226-401-060.05 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,280 sqft Living Area |
| Gross Area | 3,872 sqft |
| Basement Area | 1,120 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Architectural Style | Ranch |
| Foundation Type | Block |
| Roof Material | Asphalt |
| Lot Area | 9,975 sqft (0.229 acres) |
| Garage Type | Attached |
| Garage Area | 504 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 4309 |
|---|---|
| Street Address | 2320 43RD ST |
| City | TWO RIVERS |
| State | WI |
| Zip | 54241-1116 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | NE 1/4 SE 1/4 S26 T20N R24E TRACT C OF CSM V 1 P 35 |
| Legal Subdivision | CERTIFIED SURV MAP |
| Legal Tract | C |
| Legal Lot Number | C |
| Jurisdiction | MANITOWOC WI |
| Township / Civil Division | TWO RIVERS |
| Census Block Group | 4 |
| Census Block | 4017 |
| Census Tract | 5200 |
2320 43rd St is owned and occupied by two individuals who acquired it in February 2026.
Source: Manitowoc County records, as of October 6, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2320 43RD ST, TWO RIVERS, WI 54241-1116 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 28, 2026 | Deed of Trust, Mortgage · FHA Mortgage CARDINAL FINANCIAL |
| Mar 23, 2026 | Intrafamily Transfer, Transfer · Conventional Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 23, 2017 · Amount on File |
| Deed Sale | May 23, 2017 · Amount on File |
| Deed Document Number | 20171181157 |
| Last Transfer Date | Feb 17, 2026 |
| Transfer Doc | 0003753/17 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANITOWOC WI |
| Recording Date | Sep 28, 2026 |
| Property Address | 2320 43RD ST, TWO RIVERS, WI 54241-1116 |
| Document Number | 0001299662 |
| Book / Page | 3794 / 460 |
| Instrument Date | Sep 23, 2026 |
| Instrument | 20261299662 |
| Transaction Type | Mortgage |
| Record Updated | Oct 6, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 2320 43RD ST, TWO RIVERS, WI 54241-1116 |
| Document Number | 0001299662, |
|---|---|
| Date | Sep 28, 2026 |
| Book Page | 3794/460 |
| Instrument | 20261299662 |
| Name | CARDINAL FINANCIAL |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MANITOWOC WI |
| Recording Date | Mar 23, 2026 |
| Property Address | 2320 43RD ST, TWO RIVERS, WI 54241-1116 |
| Document Number | 0003753/17 |
| Book / Page | 3753 / 17 |
| Map Reference | DOC 384156 |
| Instrument Date | Feb 17, 2026 |
| Instrument | 1293284 |
| Transaction Type | Transfer |
| Record Updated | Apr 7, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2320 43RD ST, TWO RIVERS, WI 54241-1116 |
| Name | Verified Name |
|---|---|
| Address | 2320 43RD ST, TWO RIVERS, WI 54241-1116 |
| Document Number | 0001293285 |
|---|---|
| Date | Mar 23, 2026 |
| Instrument | 1293285 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2056 |
The 2025 property tax bill for 2320 43rd St was $3,425, up 6.7% from the year before.
Source: Manitowoc County assessment roll, as of June 12, 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Manitowoc County |
| Municipality | Two Rivers City |
| Unified School District | Two Rivers School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,425.00 (+6.7%) Homeowner's exemption Additional exemption filed | $211,000 (-) Land $26,900 Building $184,100 | $243,947 Land $31,100 Building $212,847 |
| 2024 | $3,210.00 (+13.11%) | $211,000 (+83.64%) Land $26,900 Building $184,100 | |
| 2023 | $2,838.00 Homeowner's exemption | $114,900 Land $18,400 Building $96,500 | $182,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2320 43rd St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 22, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2320 43rd St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of Wisconsin |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TWO RIVERS WATERWORKS serves 11,270 people · EPA ID WI4360436 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 13 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Bertram Communications Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures