2320 42nd Ave E, Seattle, WA 98112 Property Records

King County property record for 2320 42nd Ave E, Seattle, WA 98112

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 2,210 sqft · built 2017
Lot Size0.11 acres (4,800 sqft)
OwnerIndividual Name on Record
Last Sale$285,000 (Sep 1998)
Tax Bill$24,250 (2026)
Deeds & MortgagesSep 2023 Line of Credit
Sep 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN438570-1095

Property Details

APN / Parcel Number

Primary APN438570-1095
Alternative APN
  • 438570109506

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,210 sqft Living Area
1st Floor Area1,360 sqft
2nd Floor Area850 sqft
Basement Area460 sqft
Fireplaces1 Fireplace
FireplaceFireplace
ElevatorElevator

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Lot Area4,800 sqft (0.11 acres)
Garage TypeDetached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area40 sqft
Deck Area250 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number438570109506
Street Address2320 42ND AVE E
CitySEATTLE
StateWA
Zip98112-2734
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNR3
Legal DescriptionLOCH-GILVRA ADD PLAT BLOCK: 38 PLAT LOT: 7
Legal Range04
Legal Township25
Legal Section22
Legal SubdivisionLOCH-GILVRA ADD
Legal Block38
Legal Lot Number7
JurisdictionKING WA
Township / Civil DivisionSEATTLE
Census Block Group3
Census Block3004
Census Tract6300

Owner

Source: King County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2952 E HARRISON ST, SEATTLE, WA 98112-4800
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 27, 2023Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA
Sep 30, 2020Deed of Trust, Mortgage · Conventional Mortgage
CALIBER HOME LOANS INC
Mar 6, 2018Deed of Trust, Mortgage · ARM
UMPQUA BANK
Aug 4, 2017Trustee's Deed, Construction Loan · Construction Mortgage
CRAIG C COCHRAN

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 16, 1998 · Amount on Record
Deed SaleSep 16, 1998 · Amount on Record
Deed Document Number19981572
Last Transfer DateJul 18, 2011
Transfer Doc0000000569
Record UpdatedSep 20, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKING WA
Property Address2320 42ND AVE E, SEATTLE, WA 98112-2734
Transaction TypeMortgage
Record UpdatedOct 6, 2023
Title CompanyWFG LENDER SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000575
DateSep 27, 2023
Instrument20230927000575
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueSep 5, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKING WA
Property Address2320 42ND AVE E, SEATTLE, WA 98112-2734
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000003124
DateSep 30, 2020
Instrument20200930003124
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2050

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKING WA
Property Address2320 42ND AVE E, SEATTLE, WA 98112-2734
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyTICOR TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000626
DateMar 6, 2018
Instrument20180306000626
Lender
NameUMPQUA BANK
TypeBank
AddressPORTLAND, OR 97224
Agreement
TypeARM
AmountAmount Recorded
Term360 Months
DueMar 1, 2048
Interest
Rate TypeAdjustable Rate
Rate3.75%
Type Change DateMar 1, 2028
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change5.75%
Index1-Year LIBOR
Max Rate8.75%

August 2017: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionKING WA
Recording DateAug 4, 2017
Property Address2320 42ND AVE E, SEATTLE, WA 98112-2734
Document Number0000000256
Instrument DateJul 20, 2017
Instrument201708040256
Transaction TypeConstruction Loan
Record UpdatedAug 10, 2017
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1931 43RD AVE E #101 SEATTLE WA 981123246, 101, SEATTLE, WA 98112-3246

Mortgage

Document Number256
DateAug 4, 2017
Instrument201708040256
Lender
NameCRAIG C COCHRAN
Address4416 5TH AVE NW, SEATTLE, WA 98107-4414
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueAug 3, 2018

Tax Assessment & Valuation

Source: King County assessment roll, as of July 7, 2026

Property Jurisdictions

TypeName
StateWashington
CountyKing County
MunicipalitySeattle City
Unified School DistrictSeattle Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$24,250.00 (+11.09%)
2025$2,374,000 (+3.26%) Land $1,154,000 Building $1,220,000$2,374,000 (+3.26%) Land $1,154,000 Building $1,220,000
2024$21,829.00 (+5.89%)$2,299,000 (-7.15%) Land $1,154,000 Building $1,145,000$2,299,000 (-7.15%) Land $1,154,000 Building $1,145,000
2022$20,614.00$2,476,000 Land $1,076,000 Building $1,400,000$2,476,000 Land $1,076,000 Building $1,400,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSEATTLE PUBLIC UTILITIES
serves 1,161,961 people · EPA ID WA5377050
Water SourceSurface water
Last State InspectionJul 2025
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber · DSL in parts of the area
8,000 / 8,000
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless
1,000 / 75
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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