Stearns County property record for 2320 3rd St N, Saint Cloud, MN 56303
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 612 sqft · built 1914 |
| Lot Size | 0.27 acres (11,761 sqft) |
| Owner | Individual Name on File |
| Last Sale | $159,000 (Aug 2025) |
| Tax Bill | $848 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 82-47033-0000 |
| Primary APN | 82-47033-0000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 612 sqft Living Area |
| Year Built | Built 1914 |
|---|---|
| Effective Year Built | Effective 1914 |
| Exterior Material | Metal |
| Roof Material | Asphalt |
| Lot Area | 11,761 sqft (0.27 acres) |
| Lot Width | 92 ft Width |
| Garage Area | 384 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | None |
|---|---|
| Heating Fuel | Gas |
| Street Address | 2320 3RD ST N |
|---|---|
| City | SAINT CLOUD |
| State | MN |
| Zip | 56303-4316 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LOTS 25 & 26 BLK 1 FOREST'S ADD SECTION 15 TOWNSHIP 124 RANGE 028 FOREST'S ADD SECTION 15 TOWNSHIP 124 RANGE 028 |
| Legal Range | 28W |
| Legal Township | 124 |
| Legal Section | 15 |
| Legal Subdivision | FORESTS ADD |
| Legal Block | 1 |
| Legal Lot Number | 25-26 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 602 |
Source: Stearns County assessment roll, as of November 6, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2320 3RD ST N, SAINT CLOUD, MN 56303-4316 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 20, 2025 · Amount on Record |
| Deed Sale | Aug 20, 2025 · Amount on Record |
| Prior Sale | Aug 8, 2025 · Amount on Record |
| Deed Document Number | 20251698104 |
| Record Updated | Jun 8, 2026 |
Source: Stearns County assessment roll, as of November 6, 2025
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| Municipality | St. Cloud City |
| Unified School District | St. Cloud Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $848.00 (-46.19%) | ||
| 2025 | $89,200 (+3.24%) Land $30,000 Building $59,200 | $89,200 (+3.24%) Land $30,000 Building $59,200 | |
| 2024 | $1,576.00 (-1.75%) | ||
| 2023 | $1,604.00 | $86,400 Land $30,000 Building $56,400 | $86,400 Land $30,000 Building $56,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Cloud serves 71,321 people · EPA ID MN1730027 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 647 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| BIF IV Intrepid HoldCo Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: AT&T, Lumen Technologies.
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