232 Worth St, Cincinnati, OH 45226 Property Records

Hamilton County property record for 232 Worth St, Cincinnati, OH 45226

Property Summary

Property TypeResidential Vacant Land
Lot Size0.069 acres (3,006 sqft)
OwnerIndividual Name on File
Last Sale$615,000 (Mar 2022)
Tax Bill$204 (2025)
Deeds & MortgagesMar 2022 Sale & Line of Credit
Aug 2020 Line of Credit
+ 1 more
Flood ZoneZone AE (high risk)
APN028-0003-0134-00

Property Details

APN / Parcel Number

Primary APN028-0003-0134-00

Exterior

Lot Area3,006 sqft (0.069 acres)
Lot Dimensions120 ft deep x 50 ft wide

Utilities, Heating & Cooling

Heating FuelGas

Location & Zoning

Street Address232 WORTH ST
CityCINCINNATI
StateOH
Zip45226-1032
Property CategoryResidential
Property TypeVacant Land > Residential
Local Zoning CodeSF2
Legal DescriptionWORTH ST 25 X 120 LOT 90 S W HARTSHORNS SUB
Legal SubdivisionHARTSHORNS SUB
Legal Lot Number90
JurisdictionHAMILTON OH
Township / Civil DivisionCINCINNATI
Census Block Group2
Census Block2064
Census Tract26600

Owner

Source: Hamilton County assessment roll, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address230 WORTH ST, CINCINNATI, OH 45226-1032
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 29, 2022Warranty Deed, Subdivision Related Transfer · Line of Credit
GUARANTEED RATE AFFINITY LLC
Aug 19, 2020Deed of Trust, Mortgage · Line of Credit
ANITA R STEWART
Jun 12, 2020Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 29, 2022 · Amount on Record
Deed SaleMar 29, 2022 · Amount on Record
Deed Document Number202232255
Deed Book / Page14634 / 564
Record UpdatedSep 20, 2026

March 2022: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateMar 29, 2022
Property Address232 WORTH ST, CINCINNATI, OH 45226-1032
Document Number0000032255
Book / Page14634 / 564
Map ReferenceMB 125 PG 82
Instrument DateMar 18, 2022
Instrument2022-0032255
Transaction TypeSubdivision Related Transfer
Record UpdatedApr 10, 2026
Title CompanyGRANDE TITLE AGENCY LLC, TANDEM TITLE AGENCY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,845.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address230 WORTH ST, CINCINNATI, OH 45226-1032

Mortgage

Document Number0000032256
DateMar 29, 2022
Instrument2022-0032256
Lender
NameGUARANTEED RATE AFFINITY LLC
TypeMortgage Company
Agreement
TypeLine of Credit
AmountAmount Recorded
Term241 Months
DueApr 1, 2042

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address232 WORTH ST, CINCINNATI, OH 45226-1032
Document Number0000082879
Instrument DateAug 19, 2020
Transaction TypeMortgage
Record UpdatedOct 30, 2020
Title CompanyATTORNEY ONLY

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1725 RIVERSIDE DR CINCINNATI OH 452021710, CINCINNATI, OH 45202-1710

Mortgage

Document Number0000082879
DateAug 19, 2020
Book Page014235/001815
Instrument82879
Lender
NameANITA R STEWART
Address5435 KENWOOD RD # 1001, CINCINNATI, OH 45227-1329
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateJun 12, 2020
Property Address232 WORTH ST, CINCINNATI, OH 45226-1032
Document Number0000055720
Book / Page014188 / 001868
Instrument DateJun 10, 2020
Instrument55720
Transaction TypeTransfer
Record UpdatedJul 24, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1725 RIVERSIDE DR CINCINNATI OH 452021710, CINCINNATI, OH 45202-1710

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalityCincinnati City
Unified School DistrictCincinnati City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$204.00 (-4.67%)$2,975 (-) Land $2,975$8,500 (-) Land $8,500
2024$214.00 (+4.9%)$2,975 (-) Land $2,975
2023$204.00 (+24.39%)$2,975 (+49.12%) Land $2,975$8,500 (+49.12%) Land $8,500
2022$164.00$1,995 Land $1,995
2020$5,700 Land $5,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 56 individual policies
Nearby Flood Policies87 units insured
incl. 31 condo units
Nearby Flood Claims91 (1978–2025)
Claims Outside the SFHA7 of 91
Most Recent ClaimApr 2025
Claims by Event
  • Severe Storms, Landslides, And Mudslides, Feb 2018 · 15 claims
  • Severe Storms And Flooding, Mar 1997 · 22 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 85% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cincinnati Bell
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
AT&T
Fixed Wireless
100 / 20
T-Mobile USA
Fixed Wireless
100 / 20

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