232 Windy Dr, Waterbury, CT 06705 Property Records

Waterbury City property record for 232 Windy Dr, Waterbury, CT 06705

Property Summary

Property Type	Triplex
Details	6 bd · 3 ba · 2,784 sqft · built 1978
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on File
Last Sale	$325,000 (Mar 2022)
Tax Bill	$9,878 (2026)
Deeds & Mortgages	Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`22504350012`

Property Details

APN / Parcel Number

Primary APN	`22504350012`
Alternative APNs	`WATE M:0225 B:0435 L:0012` `WBRY M:0225 B:0435 L:0012`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Total Rooms	12 Rooms
Units	3 Units
Stories	2 Stories
Building Area	2,784 sqft Living Area
Basement Area	1,760 sqft
Unfinished Basement	1,760 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1992
Architectural Style	Triplex
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	9,583 sqft (0.22 acres)
Garage Type	Basement
Parking Spaces	3 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating Fuel	Electric

Location & Zoning

Account Number	22504350012
Street Address	232 WINDY DR
City	WATERBURY
State	CT
Zip	06705-2553
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	RS
Legal Block	435
Legal Lot Number	12
Jurisdiction	WATERBURY CT
Township / Civil Division	WATERBURY
Census Block Group	1
Census Block	1003
Census Tract	352600

Owner

232 Windy Dr, a triplex, is owned and occupied by an individual who bought it in March 2022.

Source: Waterbury City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	232 WINDY DR, WATERBURY, CT 06705-2553
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 31, 2022 · Amount on File
Deed Sale	Mar 31, 2022 · Amount on File
Prior Sale	Jul 2, 1998 · Amount on File
Deed Document Number	20223705
Deed Book / Page	8457 / 71
Transfer Doc	3655000119
Record Updated	Oct 29, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATERBURY CT
Recording Date	Mar 31, 2022
Property Address	232 WINDY DR, WATERBURY, CT 06705-2553
Document Number	0008457-71
Book / Page	8457 / 71
Instrument Date	Mar 11, 2022
Instrument	202203705
Transaction Type	Transfer
Record Updated	Aug 3, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 HAYSTACK CIR, WATERBURY, CT 06704-1243

Mortgage

Document Number	0202203706
Date	Mar 31, 2022
Instrument	2022-03706

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 232 Windy Dr was $9,878.

Source: Waterbury City assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Waterbury City
Unified School District	Waterbury School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,878.00	$227,920 (-) Land $21,420 Building $206,500
2025		$227,920 Land $21,420 Building $206,500	$325,600 Land $30,600 Building $295,000
2024	$10,252.00 (-16.99%)
2023	$12,351.00	$227,920 Land $21,420 Building $206,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 232 Windy Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 232 Windy Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERBURY WATER DEPARTMENT serves 107,271 people · EPA ID CT1510011
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20