232 Windy Crk, Grayson, KY 41143 Property Records

Carter County property record for 232 Windy Crk, Grayson, KY 41143

Property Summary

Property TypeSingle Family Home
Details3,655 sqft
Lot Size0.95 acres (41,423 sqft)
OwnerIndividual Name on Record
Last Sale$215,000 (Oct 2012)
Tax Bill$1,833 (2025)
Deeds & MortgagesFeb 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN103-00-00-080.00

Property Details

APN / Parcel Number

Primary APN103-00-00-080.00
Alternative APN
  • 23426

Interior

Stories1 Story
Building Area3,655 sqft Living Area
Basement Area2,624 sqft
Finished Basement2,624 sqft

Exterior

Exterior MaterialMetal
Roof MaterialOther
Lot Area41,423 sqft (0.95 acres)
Garage TypeAttached
DrivewayGravel Driveway
Parking Spaces2 Parking Spaces
PorchPorch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number23426
Street Address232 WINDY CRK
CityGRAYSON
StateKY
Zip41143-6874
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHOUSE & LOTS 26 27 & PART OF 28 SECT 1
Legal SubdivisionHIDDEN HILLS
Legal Block1
Legal Lot Number26
JurisdictionCARTER KY
Township / Civil DivisionGRAYSON
Census Block Group2
Census Block2037
Census Tract960500

Owner

Source: Carter County records, as of April 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address316 ALIIOLANI ST, MAKAWAO, HI 96768-8314
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 11, 2012 · Amount on Record
Deed SaleOct 11, 2012 · Amount on Record
Deed Document Number2012340535
Deed Book / Page293 / 782
Record UpdatedJun 8, 2026

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARTER KY
Property Address232 WINDY CRK, GRAYSON, KY 41143-6874
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberOR426/378
DateFeb 20, 2020
Book PageOR426/378
Instrument411972
Lender
NamePEOPLES BANK
TypeBank
AddressMARIETTA, OH 45750
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueMar 1, 2040

Tax Assessment & Valuation

Source: Carter County assessment roll, as of April 2, 2026

Property Jurisdictions

TypeName
StateKentucky
CountyCarter County
Unified School DistrictCarter County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,833.00 (-1.08%)$215,000 (-)$215,000 (-)
2023$1,853.00$215,000$215,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies10 in force
Nearby Flood Claims9 (2002–2012)
Claims Outside the SFHA6 of 9
Most Recent ClaimJul 2012 · river or lake flooding
Claims by Event
  • Severe Storms, Flooding, Mudslides, And Tornadoes, May 2010 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · above 68% of Kentucky
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGRAYSON UTILITY COMMISSION
serves 10,950 people · EPA ID KY0220164
Water SourceSurface water
Last State InspectionJun 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber
2,000 / 2,000
Optimum
Cable
500 / 20
Verizon
Fixed Wireless
300 / 20

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